建筑工程一切险承保自然灾害的风险分析

英文篇名：Risk Analysis of Natural Hazards in Contractor All Risks Insurance
中文刊名：同济大学学报(自然科学版)
英文刊名：Journal of Tongji University(Natural Science)
作者：郭振华 ; 张庆洪
英文作者：GUO Zhenhua~(1 ; 2) ; ZHANG Qinghong~1(1.School of Economics and Management ; Tongji University ; Shanghai 200092 ; China ; 2.Finance School ; Shanghai Institute of Foreign Trade ; Shanghai 201620 ; China)
中文关键词：建筑工程 ; 自然灾害 ; 巨灾模型 ; 风险分析
英文关键词：constructing project ; natural hazards ; catastrophe model ; risk analysis
出版日期：2008-03-15
机构：同济大学中德学院安联保险教研室,同济大学中德学院安联保险教研室上海200092,上海对外贸易学院金融管理学院,上海201620,上海200092
年：2008
期：03
出版单位：同济大学学报(自然科学版)

摘要

在建工程具有灾害易损性高、处于风险中的资产价值随着建设进度逐渐增加的特点.将巨灾风险评估模型与在建工程价值渐增性的特点相结合,提出了建筑工程施工期自然灾害风险分析方法,并以地震灾害为例,阐述了风险分析方法的应用过程.风险分析结果可以作为确定建筑工程一切险保费的依据.
Constructing projects are characterized by higher vulnerability and increasing value at risk,VAR from start to finish.This paper presents a risk analysis method of natural hazards which integrates the feature of(increasing) VAR of constructing projects into catastrophe mode.Then the paper illustrates the application method with a risk analysis of earthquake hazards.The risk analysis results can be served as the foundation of fixing construction all risks(CAR) premiums for CAR insurers.

引文

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