农户参与森林保险意愿影响因素分析——基于7省农户调研数据
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摘要
从农户角度出发,基于辽宁、福建、江西、湖南、陕西、甘肃和云南7个省份3 500户农户调研数据,运用logit回归模型探究农户参与森林保险意愿的影响因素。模型结果显示:家庭林地面积、商品林面积比例、是否知道政策性森林保险、是否参加过森林保险、家庭林业生产经营总支出、家庭林业总收入、户主是否参加过林业培训7个变量是影响农户参与森林保险意愿的显著因素,并提出加大森林保险宣传力度、提高林业收益、促进商品林发展、对固定特征农户进行重点推广等政策建议。
We analyzed the survey data on the willingness of purchasing forest insurance of 3 500 farmer households from Liaoning,Fujian,Jiangxi,Hunan,Shaanxi,Gansu and Yunnan provinces in 2016 with a Logit empirical method. The regression results showed that such seven factor variables as forest land area,the commercial forest area proportion,whether they know the policy-type forest insurance,whether they have participated in forest insurance,household forestry expenditure,household forestry income and whether the household owner has participated in forestry training,had a significant effect on farmers' willingness of purchasing forest insurance. We propose to increase forest insurance propaganda,increase forestry revenue,promote the development of commercial forest,and strengthen the policy publicity to feature-fixed farmers.
We analyzed the survey data on the willingness of purchasing forest insurance of 3 500 farmer households from Liaoning,Fujian,Jiangxi,Hunan,Shaanxi,Gansu and Yunnan provinces in 2016 with a Logit empirical method. The regression results showed that such seven factor variables as forest land area,the commercial forest area proportion,whether they know the policy-type forest insurance,whether they have participated in forest insurance,household forestry expenditure,household forestry income and whether the household owner has participated in forestry training,had a significant effect on farmers' willingness of purchasing forest insurance. We propose to increase forest insurance propaganda,increase forestry revenue,promote the development of commercial forest,and strengthen the policy publicity to feature-fixed farmers.
引文
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[2] OSAMA A,ERESA S. Economic analysis of the introduction of agricultural revenue insurance contracts in Spain using statistical copulas[J]. Agricultural Economics,2015,46(1):69-79.
[3] KNIGHT T O,COBLE K H. Survey of U. S. Multiple peril crop insurance literature since 1980[J]. Review of Agricultural Economics,1997,19(1):128-156.
[4] EZDINI S. Economic and socio-cultural determinants of agricultural insurance demand across countries[J]. Journal of the Saudi Society of Agricultural Sciences,2017(4):165-188.
[5]孔繁文,刘东生.关于森林保险的若干问题[J].林业经济,1985(4):28-32.
[6]王华丽,陈建成.政府支持与我国森林保险发展的经济学分析[J].经济问题,2009(10):105-108.
[7]李彧挥,孙娟,高晓屹.影响林农对林业保险需求的因素分析——基于福建省永安市林农调查的实证研究[J].管理世界,2007(11):71-75.
[8]廖文梅,彭泰中,曹建华.农户参与森林保险意愿的实证分析——以江西为例[J].林业科学,2011,47(5):117-123.
[9]杨琳.浙江农户森林保险需求意愿分析[D].杭州:浙江农林大学,2010.
[10]殷丽秋,赵一坤,邱雨.我国林农购买森林保险的支付意愿及影响因素的实证研究[J].经济视角(下),2013(2):104-107.
[11]张长达.完善我国政策性森林保险制度研究[D].北京:北京林业大学,2012.
[12]谢彦明,刘德钦.林农森林保险需求影响因素分析——以云南492户林农为例[J].林业经济问题,2009(5):419-422.
[13]秦涛,吴今,邓晶,等.我国森林保险保费构成机制与财政补贴方式选择[J].东南学术,2016(4):101-110.
[14]万千,秦涛,潘焕学.农户参加政策性森林保险的影响因素分析——基于福建农户问卷调查的实证研究[J].东南学术,2012(3):62-74.