摘要
中国正处于经济转型时期,需要大力发展低碳经济,而低碳经济的发展与培育需要政策、技术、金融资本三位一体的支持,其中最重要就是金融的支持。因此,低碳经济的金融支持研究在我国具有重要的现实意义。碳金融作为环境金融一个分支,泛指为低碳经济发展及温室气体减少排放提供支持的所有金融活动及制度政策的总称。这是现代金融根据环境金融与绿色金融延伸出来的最新提法与发展方向,也是环境金融在低碳经济领域的应用,是低碳经济与环境金融理论的融合创新。商业银行作为我国金融机构的重要组成部分以及参与碳交易市场的主体,进行碳金融实践对促进我国低碳经济发展以及金融可持续发展具有重要的意义。本文在马赛尔·杰肯所阐述银行对待可持续发展态度四个阶段方法的基础上,进一步深入对我国商业银行在发展碳金融方面进行比较分析与对策研究。
本文的探讨将进一步丰富和发展金融支持经济理论,促进低碳经济与环境金融理论的结合,深化碳金融的研究。在阐述碳金融理论的基础上,重点以商业银行为例对我国金融支持低碳经济进行实证研究；结合荷兰银行与兴业银行进行碳金融实践的典型案例,对我国碳金融发展存在的问题进行概括性分析并提出相应的对策建议,为政府环境部门与金融监督管理部门出台实施节能减排、经济结构优化政策提供有意义的参考依据。
文章共分为四部分。本文第一部分简单介绍选题背景与研究意义,进而对低碳经济、环境金融、碳金融等方面的研究进行文献综述与思路分析。第二部分,在低碳经济视角下进行碳金融发展相关理论的规范分析,主要包括碳金融与低碳经济的关系;碳信用交易概述,国际碳金融发展现状；碳金融内涵、功能、体系；商业银行进行碳金融实践的主要内容等。第三部分,重点从我国金融机构主体——商业银行方面进行碳金融支持的现状考察：商业银行支持低碳经济发展的实证研究,国内外金融机构开展碳金融实践的经验分析与借鉴,由此来探讨我国金融在支持低碳经济发展中存在的问题。第四部分,在前文分析的基础上,重点从政府宏观政策、商业银行、资本市场等角度提出一些发展碳金融的对策与建议。
China is in a period of economic transformation restructuring, needs to develop low-carbon economy, and low-carbon economy's development and Nurture needs the support of policy, technology and financial capital. The most important is the financial support. Therefore, in China it has great practical significance to research on financial support for low-carbon economy. As a branch of environmental finance, Carbon finance refers to all financial activities and policies that are to support of low-carbon economic development and reducing greenhouse gas emissions, which is the latest formulation and direction of modern finance extending from environmental finance that is applied in low-carbon economic field. It also means an integrated innovation between low-carbon economy and environmental finance theory. As an important part of financial institutions and a main participant of the carbon market, china's commercial banks practice carbon finance, which has great significance for the development of china's low-carbon economy and financial sustainability. Based on the Marcel Jeucken four-stage approach of bank's attitude towards sustainable development, this paper needs further comparative analysis and countermeasure's study about china's commercial bank in the development of carbon finance.
Discussion of this paper will further enrich and develop the theory of financial support for economy, promote combination between low-carbon economy and environment finance theory, and deepen the study of carbon finance. Based on explaining carbon finance theory, it focuses on commercial banks'empirical study as the example of financial support for low-carbon economy. With typical cases of the Netherlands Bank and Industrial Bank in carbon finance practice, it generally analyses the problems of Chinese carbon finance's development and put forward Corresponding countermeasures and suggestions, to provide a meaningful reference for government environmental departments and financial supervision departments to constitute policies of implementing energy conservation, emission reduction and optimizing economic structure.
This thesis is composed of four parts. The first part simply introduces research background and significance, then reviews the research of low-carbon economy, Environmental Finance, carbon finance and other aspects of the research and analyses ideas of this paper. The second part analyses relevant carbon finance theory, mainly including the relationship between carbon finance and low-carbon economy, overview of carbon credit trading, the status of international carbon financial development, the implication, function, system of carbon finance, and the commercial banks'main content in carbon finance practice. The third part focuses on examining the status of our main financial institutions-commercial banks'carbon finance practice:Empirically study on commercial banks in supporting the development of low-carbon economy, analyses and draw lessons from the typical experience of domestic and foreign financial institutions in carbon finance practice, and finds the problems which exist in china's finance to support the development of low-carbon economy. On basis of the previous analysis, the fourth part makes some recommendations on developing carbon finance in government's macro policy, commercial banks and capital market aspects.
引文
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