基于熵权法与灰色关联分析的P2P网贷平台发展综合评价

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英文篇名：Comprehensive evaluation of P2P lending platform development based on entropy method and grey relational analysis 作者：于卓熙 ; 李梦丽 英文作者：YU Zhuo-xi;LI Meng-li;Jilin University of Finance and Economics Key Laboratory of Internet Finance;School of Management Science and Information Engineering,Jilin University of Finance and Economics; 关键词：熵权法 ; 灰色关联分析 ; P2P网贷平台 英文关键词：entropy weight method;;gray relational analysis;;P2P online loan platform 中文刊名：SLXK 英文刊名：Jilin Normal University Journal(Natural Science Edition) 机构：吉林省互联网金融重点实验室;吉林财经大学管理科学与信息工程学院; 出版日期：2019-05-10 出版单位：吉林师范大学学报(自然科学版) 年：2019 期：v.40;No.147 基金：国家社会科学基金项目(16BTJ020) 语种：中文; 页：SLXK201902008 页数：8 CN：02 ISSN：22-1393/N 分类号：42-49

摘要

P2P网贷平台发展迅猛,但同时面临诸多风险.影响P2P平台发展因素有很多,且各因素影响程度也不同,常用层次分析法等一些主观性较强的方法赋权.熵权法作为一种客观赋权方法,能有效规避专家主观判断误差对权重分析的影响.本文应用熵权法来对P2P网贷平台发展的影响因素进行赋权;同时又考虑到熵权法缺乏各指标间的横向比较,在熵权法赋权的基础上,结合灰色关联分析法,进行指标间的相关分析,计算各个平台的综合得分,对P2P网贷平台进行综合评价与排名.
        The P2 P online loan platform has developed rapidly,but at the same time it faces many risks. There are many factors that affect the development of P2 P platforms,and the degree of influence of various factors was also different. Commonly used methods such as the analytic hierarchy process were more subjective and empowering. As an objective weighting method,entropy weight method can effectively avoid the influence of expert's subjective judgment error on weight analysis. Entropy weight method was applied to weight the influencing factors of the development of P2 P online loan platform in this paper; at the same time,it considers that the entropy weight method lacks the horizontal comparison among the indexes,and based on the entropy weight method,it combined the grey relational analysis method. The correlation analysis among indicators was performed to calculate the comprehensive scores of each platform,and the P2 P online loan platform was comprehensively evaluated and ranked

引文

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