基于AS/400的银行业务用户管理系统的设计与实现
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摘要
目前，一些中小型银行在迎接良好发展机遇的同时也同时面临极大的挑战，怎样能在日趋激烈的行业竞争中实现可持续性发展，是银行业需要解决的首要问题。银行业过去使用的一些管理系统中普便存在自我保护能力、修复能力及优化能力不足上的缺点。随着客户群业务量的不断增加，陈旧的模式将严重制约银行业的下一步发展。为了能更好的服务于客户，则需要通过扩大业务规模，集中数据等方式改善、提升自身的核心竞争力。
随着计算机科学技术及因特网的迅速发展与日益普及，人们的物质、文化生活得到极大的丰富，特别是作为金融行业的领军者，各大商业银行纷纷开始着手研发适合本行特色的核心业务系统，作为核心业务系统的业务支持，用户管理系统模块是必不可少的。本文对开发银行管理系统的实际意义做以综述的同时，对B/S体系结构进行了论述，并对B/S的优点及缺点加以说明，在此基础上让其与C/S结构进行了对比，阐述了采用B/S结构的具体原因。之后，又对银行系统中用户管理系统开发过程中所使用的部分软件进行了介绍。最后，从需求分析着手，对实现各项功能需求所采用的设计模式做了详细分析，并对银行用户管理这一领域进行了具体的调查分析。
本文主要研究银行核心业务系统中用户管理模块的划分、设计及应用。银行系统前台开发运用Java技术，其主要特点是对平台要求不是很高。绝大多数客户并不是从事计算机操作的专业用户，因此，服务器的平台安装后根据需要均会有不同程度的调整，所以不应该使用那些对平台依赖性很强的技术进行银行系统开发，这样对今后的维护十分不利，会无端增加大笔维护费用，还有可能衍生出许多新的问题。由于Java已经具有一整套相对应的免费软件支撑，对今后系统功能的开发与扩展特别有利。
用户管理系统是基于IBM AS/400小型机做后端开发，采用RPG语言编写，其特点是：程序在编写过程中对于所有的位置都会有明确的定义，作为程序的编写也必须是在所指定的位置开始，RPG程序的设计对任何一个部分都设有非常严格的要求，并规定了相关说明（如：配置规格说明、文件描述说明、定义说明、输入说明、计算说明、子程序说明等等），所以说通过RPG语言设计出来的程序可以非常准确的提供给使用者完善的、可靠的应用程序和操作界面，具有极强稳定性，该系统早在国外的银行和ERP管理系统中得到应用。其实，做为小型服务器的先驱者，自80年代末以来AS/400就已其大规模的用户群和强大的应用支持为其用户带来了极为丰厚的的利润。所以说凭借其可靠性极强的特点，AS/400早已成为了广大用户首选择的系统。
在此用户管理系统中，每个用户必须通过指纹或密码方式进行登录，对用户的操作权限进行层层把关，大大降低了银行的运行风险。银行综合业务系统是随着互联网的发展的一种网络办公模式，与传统的单机的模式相比较，银行核心业务系同拥有许多传统单机版无法比拟的优势。银行综合业务系统以互联网为依托，实现的账户间的通存通兑，极大的方面了客户，为客户异地存取现金提供了极大的方便。
At present, some small and medium sized banks are meeting the goodopportunities for development, while also facing great challenges. The banking sectorneeds to address the primary problem is how to achieve sustainable development inthe increasingly fierce competition in the industry. There exists some generalshortcomings on a lack of self-protection, repair capacities and optimizationcapacities in using some management systems of the banking industry in the past. Asthe customer base increasing in business volume, the old pattern will seriously restrictthe further development of the banking industry. In order to serve customers better,the banking needs to expand their business scale, centralized data and other means toimprove and enhance their core competitiveness.
With the rapid development and increasing popularity of the computer scienceand technology, people's material and cultural life has been greatly enriched.Especially as a leader in the financial industry, the major commercial banks havestarted to research and develop the suitable core business system for their owncharacteristics. As the operational support of the core business system, usermanagement module of the system is essential. This paper reviews the practicalsignificance on the development of bank management system, at the same time, the B/S system structure is discussed, and the advantages and disadvantages of B/S isdescribed, and on this basis, B/S contrast C/S structure to illustrate the specificreasons of using the B/S structure. Later, some of the software used in the bankingsystem and user management system development process is introduced in this paper.Finally, start with the demand analysis, it analyses the design patterns used in theachievement of functional requirments in detail, and does detailed analysis of thesurvey on the field of banking user management.
This paper mainly studies the divisions, design and application of the usermanagement module in the core banking system. Banking system is developed usingJava technology as a tool for the future. Its main characteristic is the platformrequirements is not very high. The vast majority of customers are not professionalusers engaged in computer operation, therefore, the server platform need to havevarying degrees of adjustment after installation, so that technology highly dependenton the platform for banking system development should not be used. The uafavorablefor the future maintenance and large maintenance costs increasing for no reason maybe derived from a lot of new problems. Because Java has a set of corresponding to thefree software support, the future development and expansion of functions of thesystem is particularly advantageous.
User management system is based on IBM AS/400minicomputer to doback-end development using RPG language, its characteristic is procedures in thepreparation process for all location will have a clear definition. The program must bestarted in the specified position. The RPG program designed for any part has a set ofstrict requirements, and provides the relevant instructions (such as: configurationspecifications, file descriptions, definition, description of input, calculation,subprogram, etc.), so the procedure designed by the RPG language can provideaccurately the users a perfect, reliable application and operation interface. With aextremely strong stability, the system has been applied early in foreign banks and ERPmanagement system. In fact, as a pioneer of small servers, since the late1980s, AS/400had its large user base and strong application support for its users with a verygenerous profits. Therefore, with its strong reliability festures, AS/400has becomethe first choice of the majority of users.
In the user management system, each user must log on in the way of thefingerprint or password, and their operating authority must be checked at each level,which greatly reduced the bank's operational risks. Bank integrated business system isa network of office mode with the development of the Internet. Compared with thetraditional single model, core banking system has many incomparable advantages over traditional stand-alone edition. Bank integrated business system is based on theInternet to achieve inter-account deposit and withdrawal. It provides greatconvenience for the customer and for their remote access to cash.
随着计算机科学技术及因特网的迅速发展与日益普及，人们的物质、文化生活得到极大的丰富，特别是作为金融行业的领军者，各大商业银行纷纷开始着手研发适合本行特色的核心业务系统，作为核心业务系统的业务支持，用户管理系统模块是必不可少的。本文对开发银行管理系统的实际意义做以综述的同时，对B/S体系结构进行了论述，并对B/S的优点及缺点加以说明，在此基础上让其与C/S结构进行了对比，阐述了采用B/S结构的具体原因。之后，又对银行系统中用户管理系统开发过程中所使用的部分软件进行了介绍。最后，从需求分析着手，对实现各项功能需求所采用的设计模式做了详细分析，并对银行用户管理这一领域进行了具体的调查分析。
本文主要研究银行核心业务系统中用户管理模块的划分、设计及应用。银行系统前台开发运用Java技术，其主要特点是对平台要求不是很高。绝大多数客户并不是从事计算机操作的专业用户，因此，服务器的平台安装后根据需要均会有不同程度的调整，所以不应该使用那些对平台依赖性很强的技术进行银行系统开发，这样对今后的维护十分不利，会无端增加大笔维护费用，还有可能衍生出许多新的问题。由于Java已经具有一整套相对应的免费软件支撑，对今后系统功能的开发与扩展特别有利。
用户管理系统是基于IBM AS/400小型机做后端开发，采用RPG语言编写，其特点是：程序在编写过程中对于所有的位置都会有明确的定义，作为程序的编写也必须是在所指定的位置开始，RPG程序的设计对任何一个部分都设有非常严格的要求，并规定了相关说明（如：配置规格说明、文件描述说明、定义说明、输入说明、计算说明、子程序说明等等），所以说通过RPG语言设计出来的程序可以非常准确的提供给使用者完善的、可靠的应用程序和操作界面，具有极强稳定性，该系统早在国外的银行和ERP管理系统中得到应用。其实，做为小型服务器的先驱者，自80年代末以来AS/400就已其大规模的用户群和强大的应用支持为其用户带来了极为丰厚的的利润。所以说凭借其可靠性极强的特点，AS/400早已成为了广大用户首选择的系统。
在此用户管理系统中，每个用户必须通过指纹或密码方式进行登录，对用户的操作权限进行层层把关，大大降低了银行的运行风险。银行综合业务系统是随着互联网的发展的一种网络办公模式，与传统的单机的模式相比较，银行核心业务系同拥有许多传统单机版无法比拟的优势。银行综合业务系统以互联网为依托，实现的账户间的通存通兑，极大的方面了客户，为客户异地存取现金提供了极大的方便。
At present, some small and medium sized banks are meeting the goodopportunities for development, while also facing great challenges. The banking sectorneeds to address the primary problem is how to achieve sustainable development inthe increasingly fierce competition in the industry. There exists some generalshortcomings on a lack of self-protection, repair capacities and optimizationcapacities in using some management systems of the banking industry in the past. Asthe customer base increasing in business volume, the old pattern will seriously restrictthe further development of the banking industry. In order to serve customers better,the banking needs to expand their business scale, centralized data and other means toimprove and enhance their core competitiveness.
With the rapid development and increasing popularity of the computer scienceand technology, people's material and cultural life has been greatly enriched.Especially as a leader in the financial industry, the major commercial banks havestarted to research and develop the suitable core business system for their owncharacteristics. As the operational support of the core business system, usermanagement module of the system is essential. This paper reviews the practicalsignificance on the development of bank management system, at the same time, the B/S system structure is discussed, and the advantages and disadvantages of B/S isdescribed, and on this basis, B/S contrast C/S structure to illustrate the specificreasons of using the B/S structure. Later, some of the software used in the bankingsystem and user management system development process is introduced in this paper.Finally, start with the demand analysis, it analyses the design patterns used in theachievement of functional requirments in detail, and does detailed analysis of thesurvey on the field of banking user management.
This paper mainly studies the divisions, design and application of the usermanagement module in the core banking system. Banking system is developed usingJava technology as a tool for the future. Its main characteristic is the platformrequirements is not very high. The vast majority of customers are not professionalusers engaged in computer operation, therefore, the server platform need to havevarying degrees of adjustment after installation, so that technology highly dependenton the platform for banking system development should not be used. The uafavorablefor the future maintenance and large maintenance costs increasing for no reason maybe derived from a lot of new problems. Because Java has a set of corresponding to thefree software support, the future development and expansion of functions of thesystem is particularly advantageous.
User management system is based on IBM AS/400minicomputer to doback-end development using RPG language, its characteristic is procedures in thepreparation process for all location will have a clear definition. The program must bestarted in the specified position. The RPG program designed for any part has a set ofstrict requirements, and provides the relevant instructions (such as: configurationspecifications, file descriptions, definition, description of input, calculation,subprogram, etc.), so the procedure designed by the RPG language can provideaccurately the users a perfect, reliable application and operation interface. With aextremely strong stability, the system has been applied early in foreign banks and ERPmanagement system. In fact, as a pioneer of small servers, since the late1980s, AS/400had its large user base and strong application support for its users with a verygenerous profits. Therefore, with its strong reliability festures, AS/400has becomethe first choice of the majority of users.
In the user management system, each user must log on in the way of thefingerprint or password, and their operating authority must be checked at each level,which greatly reduced the bank's operational risks. Bank integrated business system isa network of office mode with the development of the Internet. Compared with thetraditional single model, core banking system has many incomparable advantages over traditional stand-alone edition. Bank integrated business system is based on theInternet to achieve inter-account deposit and withdrawal. It provides greatconvenience for the customer and for their remote access to cash.
引文
[1]木山.IBM AS/400—高可用性的保证[J].计算机周刊，2002.25.
[2]舒志军.中国网络银行的现状、问题及前景[J].中国金融电脑，2002.9.
[3]毕业设计中C/S和B/S的取舍与结合[J]，中国教育技术装备，06，（6）：15-16.
[4]《IBMi:AS/400重装上阵：操作、管理与开发》，编出版社:电子工业出版社，2010.
[5] JSP从入门到精通[M]，上海，上海科学普及出版社，2007．4.
[6]董文胜,焦磊,叶继明.银行客户关系管理信息系统的分析与设计[J].科技资讯,2007.2.
[7]樊春艳．网络银行期待明天[J]，电子商务，2002．9．
[8]博迪.默顿：《金融学》，中国人民大学出版社，2000.10.
[9]史建平.《商业银行管理学》北京：中国人民大学出版社，2000．8.
[10]项子林，许建波.AS/400综合业务处理系统的安全措失[J].中国金融电脑，1999.10.
[11]于昕怡.我国网络银行发展战略分析[D].对外经济贸易大学，2006.
[12]马蔚华.网络银行服务—传统银行业的历史变革.亿唐网，2003.2.17.
[13]徐函.银行业务管理信息系统的设计[J].福建电脑，2003.8.
[14]李琪编著，《电子商务概论》[M]，北京：高等教育出版社，2004年.
[15]王阳.网上银行模拟系统的设计与实现[D].华东师范大学，2010.
[16]马咏梅.我国网络银行现状及发展[D].西南财经大学，2000.
[17]李峰.银行再造与银行管理理念的创新[J].城市金融论坛，2000.7.
[2]舒志军.中国网络银行的现状、问题及前景[J].中国金融电脑，2002.9.
[3]毕业设计中C/S和B/S的取舍与结合[J]，中国教育技术装备，06，（6）：15-16.
[4]《IBMi:AS/400重装上阵：操作、管理与开发》，编出版社:电子工业出版社，2010.
[5] JSP从入门到精通[M]，上海，上海科学普及出版社，2007．4.
[6]董文胜,焦磊,叶继明.银行客户关系管理信息系统的分析与设计[J].科技资讯,2007.2.
[7]樊春艳．网络银行期待明天[J]，电子商务，2002．9．
[8]博迪.默顿：《金融学》，中国人民大学出版社，2000.10.
[9]史建平.《商业银行管理学》北京：中国人民大学出版社，2000．8.
[10]项子林，许建波.AS/400综合业务处理系统的安全措失[J].中国金融电脑，1999.10.
[11]于昕怡.我国网络银行发展战略分析[D].对外经济贸易大学，2006.
[12]马蔚华.网络银行服务—传统银行业的历史变革.亿唐网，2003.2.17.
[13]徐函.银行业务管理信息系统的设计[J].福建电脑，2003.8.
[14]李琪编著，《电子商务概论》[M]，北京：高等教育出版社，2004年.
[15]王阳.网上银行模拟系统的设计与实现[D].华东师范大学，2010.
[16]马咏梅.我国网络银行现状及发展[D].西南财经大学，2000.
[17]李峰.银行再造与银行管理理念的创新[J].城市金融论坛，2000.7.