现代农业发展与金融服务需求:结构性失衡与对策研究——以江西省银行业为例
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摘要
农业是物质再生产与环境再生产相统一、高风险与低积累并存的弱质性产业,发展现代农业离不开金融体系的强力支撑。江西省要实现农业强省目标,必然要求尽快由传统农业向现代农业转型。这一过程对金融服务提出了一系列新的需求。在深入调研基础上,本文认为,当前金融体系二元格局尚未破除,农业金融领域供需失衡现象依然突出。鉴此,要大力推进农业现代化建设,各方应通力合作,充分发挥金融政策、财政政策及产业政策的协同效应,着力构建与农业发展目标相适应的金融服务体系,进而实现农业经济与农村金融的共赢发展。
Agriculture industry is in a relatively weak position because of its high risk,low return and high dependence on external environment.Modern agriculture cannot be developed without strong support from financial system.For Jiangxi,in order to achieve the strategic target of being an advanced agriculture province,improving the rural finance system becomes a necessity.Based on thorough investigation,this paper holds the idea that since the current binary pattern of financial system has not been broken yet,the phenomenon of imbalance between supply and demand in rural finance is still prominent.In order to promote agriculture modernization,all related parties should work together to achieve synergistic effect of the financial policy,fiscal policy and industrial policy,as well as to construct the financial service system which is in accordance with agriculture strategy of Jiangxi province.
Agriculture industry is in a relatively weak position because of its high risk,low return and high dependence on external environment.Modern agriculture cannot be developed without strong support from financial system.For Jiangxi,in order to achieve the strategic target of being an advanced agriculture province,improving the rural finance system becomes a necessity.Based on thorough investigation,this paper holds the idea that since the current binary pattern of financial system has not been broken yet,the phenomenon of imbalance between supply and demand in rural finance is still prominent.In order to promote agriculture modernization,all related parties should work together to achieve synergistic effect of the financial policy,fiscal policy and industrial policy,as well as to construct the financial service system which is in accordance with agriculture strategy of Jiangxi province.
引文
1.安华研究院,中国农业保险研究,中国农业出版社,2014年。
2.郭强,我国农业现代化转型中的农村金融服务功能创新,中国证券期货,2010年第3期,63-65。
3.胡鞍刚,农业企业化:中国农村现代化的重要途径,农业经济问题,2001年第1期,9-21。
4.林毅夫,中国的农业信贷和农场绩效,比较经济学,1989年第13期,508-526。
5.薛永刚,农村金融对农村经济发展的作用机理及作用效果研究——以山西省为例,经济科学出版社,2013年。
6.张智河,金融支持“准现代农业”的策略研究,金融发展与研究,2009年第1期,80-82。
7.中国农业银行,中国金融四十人论坛:中国农村金融前沿论坛,中国经济出版社,2014年。
8.Drabenstott,M.,and L.Meeker,Financing Rural America:A Conference Summary,Federal Reserve Bank of Kansas City,1997,Vol.2,90-98.
9.Joseph,E.,and A.Weiss,Credit Rationing in Markets with Imperfect Information,The American Economic Review,1981,Vol.3,393-410.
(2)参见2007年《中共中央国务院关于积极发展现代农业扎实推进社会主义新农村建设的若干意见》。
2.郭强,我国农业现代化转型中的农村金融服务功能创新,中国证券期货,2010年第3期,63-65。
3.胡鞍刚,农业企业化:中国农村现代化的重要途径,农业经济问题,2001年第1期,9-21。
4.林毅夫,中国的农业信贷和农场绩效,比较经济学,1989年第13期,508-526。
5.薛永刚,农村金融对农村经济发展的作用机理及作用效果研究——以山西省为例,经济科学出版社,2013年。
6.张智河,金融支持“准现代农业”的策略研究,金融发展与研究,2009年第1期,80-82。
7.中国农业银行,中国金融四十人论坛:中国农村金融前沿论坛,中国经济出版社,2014年。
8.Drabenstott,M.,and L.Meeker,Financing Rural America:A Conference Summary,Federal Reserve Bank of Kansas City,1997,Vol.2,90-98.
9.Joseph,E.,and A.Weiss,Credit Rationing in Markets with Imperfect Information,The American Economic Review,1981,Vol.3,393-410.
(2)参见2007年《中共中央国务院关于积极发展现代农业扎实推进社会主义新农村建设的若干意见》。
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