A knowledge based scheme for risk assessment in loan processing by banks
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- 作者：Partha SahaAuthor Vitae ; Indranil Bose ; bose@iimcal.ac.in" class="auth_mail" title="E-mail the corresponding authorAuthor Vitae ; Ambuj MahantiAuthor Vitae
- 关键词：Knowledge-based systems ; Compliance auditing ; Deviation Pattern Components ; Logistic regression ; Risk management
- 刊名：Decision Support Systems
- 出版年：2016
- 出版时间：April 2016
- 年：2016
- 卷：84
- 期：Complete
- 页码：78-88
- 全文大小：663 K
文摘
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A knowledge based scheme is developed for risk analysis in loan processing.
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Text mining and logistic regression classifier are used to build the model.
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Risk scores are obtained for deviation patterns and loan processing activities.