This study aims to review the issue of housing among urban dwellers in Malaysia with special reference towards the affordability of home ownership. We find that the monthly income has a significant relationship with a type of home using correlation test. There is a negative relationship between type of home and monthly income at the 1% significance level. It shows that monthly income has a relationship to profitability. The correlation test shows that house price and time taken to buy have a positive correlation. For the regression test, only monthly income no significant impact towards the home type of ownership. There is a significant impact between the home type of ownership with time taken to buy and house price at 1% significant level.