Fraud detection system: A survey

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• 作者：Aisha Abdallah ; Mohd Aizaini Maarof ; Anazida Zainal
• 关键词：Fraud ; Fraud detection systems (FDSs) ; Areas of fraud ; E-commerce systems ; Credit card system ; Telecommunication system ; Issues and challenges ; Concept drift ; Skewed distribution ; Large amount of data ; Support real time detection
• 刊名：Journal of Network and Computer Applications
• 出版年：2016
• 出版时间：June 2016
• 年：2016
• 卷：68
• 期：Complete
• 页码：90-113
• 全文大小：2042 K

文摘

The increment of computer technology use and the continued growth of companies have enabled most financial transactions to be performed through the electronic commerce systems, such as using the credit card system, telecommunication system, healthcare insurance system, etc. Unfortunately, these systems are used by both legitimate users and fraudsters. In addition, fraudsters utilized different approaches to breach the electronic commerce systems. Fraud prevention systems (FPSs) are insufficient to provide adequate security to the electronic commerce systems. However, the collaboration of FDSs with FPSs might be effective to secure electronic commerce systems. Nevertheless, there are issues and challenges that hinder the performance of FDSs, such as concept drift, supports real time detection, skewed distribution, large amount of data etc. This survey paper aims to provide a systematic and comprehensive overview of these issues and challenges that obstruct the performance of FDSs. We have selected five electronic commerce systems; which are credit card, telecommunication, healthcare insurance, automobile insurance and online auction. The prevalent fraud types in those E-commerce systems are introduced closely. Further, state-of-the-art FDSs approaches in selected E-commerce systems are systematically introduced. Then a brief discussion on potential research trends in the near future and conclusion are presented.