Microcredit and the Poorest of the Poor: Theory and Evidence from Bolivia
详细信息 查看全文
- 作者：Navajas ; Sergio ; Schreiner ; Mark ; Meyer ; Richard L. ; Gonzalez-vega ; Claudio ; Rodriguez-meza ; Jorge
- 关键词：Latin America ; Bolivia ; microcredit ; poverty ; outreach ; sustainability
- 刊名：World Development
- 出版年：2000
- 出版时间：February, 2000
- 年：2000
- 卷：28
- 期：2
- 页码：333-346
- 全文大小：123 K
文摘
We construct a theoretical framework that describes the social worth of a microfinance organization in terms of the depth, worth to users, cost to users, breadth, length, and scope of its output. We then analyze evidence of depth of outreach for five microfinance organizations in Bolivia. Most of the poor households reached by the microfinance organizations were near the poverty line—they were the richest of the poor. Group lenders had more depth of outreach than individual lenders. The urban poorest were more likely to be borrowers, but rural borrowers were more likely to be among the poorest.