An empirical analysis of the factors influencing farmer demand for forest insurance: Based on surveys from Lin’an County in Zhejiang Province of China
详细信息 查看全文
- 作者：Tao Qin ; Xuesong Gu ; Zhiwei Tian ; bjtzw@sina.com" class="auth_mail" title="E-mail the corresponding author ; Huanxue Pan ; Jing Deng ; Li Wan
- 关键词：Q14
- 刊名：Journal of Forest Economics
- 出版年：2016
- 出版时间：August 2016
- 年：2016
- 卷：24
- 期：Complete
- 页码：37-51
- 全文大小：223 K
文摘
The lack of effective farmer demand is a major factor that restricts the development of China's forest insurance. To solve this problem, this study uses a Logit model to conduct an empirical analysis of relevant factors in the farmers’ demand for forest insurance, based on field survey data of Lin’an County, Zhejiang Province. The results show that the farmers’ understanding of forest insurance, the proportion of forestry revenues in the total household income, forest size, forest disaster frequency, forest insurance liability, insurance amount setup, and the farmers’ satisfaction regarding the premium subsidy policy, are the main factors that affect the farmers’ demand for forest insurance. Therefore, we propose to expand forest insurance promotion, raise the farmers’ income, rationally design insurance products, and optimize the forest premium subsidy policy to enhance the farmers’ willingness to participate in forest insurance.