P2PM-pay: Person to Person Mobile Payment Scheme Controlled by Expiration Date

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• 作者：Rafael Martínez-Peláez ; Homero Toral-Cruz ; Joel Ruiz…
• 关键词：Date attachment ; Hash functions ; Micropayments ; Mobile cash ; Mobile commerce ; Partial blind signature
• 刊名：Wireless Personal Communications
• 出版年：2015
• 出版时间：November 2015
• 年：2015
• 卷：85
• 期：1
• 页码：289-304
• 全文大小：874 KB
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• 作者单位：Rafael Martínez-Peláez (1)
  Homero Toral-Cruz (2)
  Joel Ruiz (3)
  Pablo Velarde-Alvarado (4)
  
  1. Department of Electrical Engineering and Computing, Autonomous University of Ciudad Juarez, Ciudad Juarez, Mexico
  2. Department of Science and Engineering, University of Quintana Roo, Quintana Roo, Mexico
  3. Department of Software Engineering, Sonora State University, Navojoa, Mexico
  4. Area of Basic Sciences and Engineering, Autonomous University of Nayarit, Tepic, Mexico
  
• 刊物类别：Engineering
• 刊物主题：Electronic and Computer Engineering
  Signal,Image and Speech Processing
  Processor Architectures
  
• 出版者：Springer Netherlands
• ISSN：1572-834X

文摘

In this paper, we propose P2PM-pay scheme which provides two key points. The first key point is related with the mobile cash. In P2PM-pay scheme, the mobile cash is controlled by the expiration date. The expiration date is embedded into the mobile cash by partial blind signature during the withdrawal date, and the bank does not hold information about the operation. Moreover, we have considered the effective date and deposit date for administrative purposes. The effective date is when customers use their mobile cash to pay for products, and the deposit date is when merchants receive the funds in their bank account. The other key point is related with the authentication process among participants. Although P2PM-pay uses WTLS protocol, we propose a wireless public key infrastructure with an efficient certificate path validation. Furthermore, the design of the proposed scheme achieves successfully the security requirements described in previous works. Consequently, P2PM-pay is secure against well-known attacks and efficient in terms of processing time. Keywords Date attachment Hash functions Micropayments Mobile cash Mobile commerce Partial blind signature