Financial Integration and Relationship Transitions of Young Adult Cohabiters

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• 作者：Fenaba R. Addo
• 关键词：Cohabitation ; Debt ; Investment ; Marital intent ; Pooling ; Young adult
• 刊名：Journal of Family and Economic Issues
• 出版年：2017
• 出版时间：March 2017
• 年：2017
• 卷：38
• 期：1
• 页码：84-99
• 全文大小：
• 刊物类别：Humanities, Social Sciences and Law
• 刊物主题：Sociology, general; Social Sciences, general; Personality and Social Psychology; Social Policy;
• 出版者：Springer US
• ISSN：1573-3475
• 卷排序：38

文摘

Despite increasing rates of pre-marital cohabitation, the majority of research on household financial practices in the United States has focused on married couples. This study explored ways young adult cohabiters (N = 691) financially combined their lives and the associations with subsequent relationship outcomes. Results indicated cohabiters were intertwining credit histories and bank accounts, and acquiring assets such as purchasing homes together. Sharing a mortgage was associated with an increased likelihood of marriage, whereas joint credit card accounts increased the odds of dissolution. Cohabiters with an intent to marry were much more likely to start integrating their finances prior to marriage. This study sheds light on the heterogeneous ways that a recent cohort of young adult couples manages their finances and navigates relationships.