互联网金融发展中的经验教训、原则、特征、发展路径
摘要
互联网金融的大格局大空间不在于互联网平台自身进行金融贷款,而在于以网络数字平台(大数据、云计算、人工智能的数据存储能力、计算能力、通讯能力)为基础,与金融机构特别是产业链金融相结合,各尽所能、各展所长,形成基于数据平台的产业链金融,形成数据平台、金融企业、产业链上下游各方企业资源优化配置、运行成本下降、运行效率提高的良好格局。
How does Internet Finance serve substantial economy?The big structure of Internet Finance is not only the development of financial loans by Internet platform,but also combined with financial institutions,especially industry chain finance based on network digital platform(Big data,Cloud computing,Data storage capacity of Artificial Intelligence,Computational ability,Communication),make full use of each stage's advantages to form an industrial chain finance based on data platform and form an outstanding structure with optimized allocation of resources,reduced operating costs and improved operating efficiency for data platforms,financial companies and the whole industry chains.
How does Internet Finance serve substantial economy?The big structure of Internet Finance is not only the development of financial loans by Internet platform,but also combined with financial institutions,especially industry chain finance based on network digital platform(Big data,Cloud computing,Data storage capacity of Artificial Intelligence,Computational ability,Communication),make full use of each stage's advantages to form an industrial chain finance based on data platform and form an outstanding structure with optimized allocation of resources,reduced operating costs and improved operating efficiency for data platforms,financial companies and the whole industry chains.
引文