森林保险保费补贴效率测评——基于SE-DEA模型与Malmquist指数
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摘要
自2009年我国实行森林保险保费补贴以来,森林保险市场发展迅速。但补贴规模的扩大会带来财政负担,保费补贴的效率评价成为提高财政资金使用效率的重要前提。基于SE-DEA模型与Malmquist指数,对2013—2016年我国19个省份的森林保险保费补贴效率进行测算。研究发现:森林保险保费补贴总体效率不高,DEA有效的省份约占30%。全要素生产率总体年均下降10. 3%,补贴投入资源使用效率的提升主要受限于保费补贴制度的不完善。同时,各地区森林保险保费补贴效率差异显著。因此,我国应进一步优化补贴政策、有效管理和配置财政补贴、创新森林保险产品供给,以推动森林保险的可持续发展。
Since the implementation of forest insurance premium subsidy in China in 2009,the market of forest insurance developed rapidly. However,the expansion of the subsidy scale brought about a financial burden,so the efficiency evaluation of the premium subsidy could be an important prerequisite for improving the efficiency of using financial funds. Based on the SE-DEA model and the Malmquist index,the efficiency of forest insurance premium subsidy of 19 provinces in China during 2013-2016 was estimated. The results showed that the overall efficiency of forest insurance premium subsidy was not high,and the DEA-effective provinces only accounted for about 30%. From 2013 to 2016,the total factor productivity of the forest insurance premium subsidy of 19 provinces in China decreased by an average of 10. 3% annually,and was mainly affected by the optimization of the premium subsidy system. In addition,the efficiency of forest insurance premium subsidy differed greatly from region to region. Therefore,China should further optimize the subsidy policy,effectively manage and allocate financial subsidies,innovate the supply of forest insurance products,and effectively promote the sustainable development of forest insurance.
Since the implementation of forest insurance premium subsidy in China in 2009,the market of forest insurance developed rapidly. However,the expansion of the subsidy scale brought about a financial burden,so the efficiency evaluation of the premium subsidy could be an important prerequisite for improving the efficiency of using financial funds. Based on the SE-DEA model and the Malmquist index,the efficiency of forest insurance premium subsidy of 19 provinces in China during 2013-2016 was estimated. The results showed that the overall efficiency of forest insurance premium subsidy was not high,and the DEA-effective provinces only accounted for about 30%. From 2013 to 2016,the total factor productivity of the forest insurance premium subsidy of 19 provinces in China decreased by an average of 10. 3% annually,and was mainly affected by the optimization of the premium subsidy system. In addition,the efficiency of forest insurance premium subsidy differed greatly from region to region. Therefore,China should further optimize the subsidy policy,effectively manage and allocate financial subsidies,innovate the supply of forest insurance products,and effectively promote the sustainable development of forest insurance.
引文
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[18]秦涛,田治威,潘焕学.我国森林保险保费补贴政策执行效果、存在的主要问题与建议[J].经济纵横,2017(1)∶105-110.
[2]郑志山,周式飞.森林保险市场的供求均衡与财政补贴制度[J].林业经济问题,2008,28(6)∶552-555.
[3]秦涛,顾雪松,李佳怡,等.森林保险财政补贴政策文献评述与研究展望[J].农林经济管理学报,2017,16(3)∶310-315.
[4]李挥,王会超,陈诚,等.政策性森林保险补贴效率分析——基于湖南、福建、江西三省调研数据实证研究[J].经济问题探索,2012,(7)∶17-22.
[5]吴希熙,刘颖.森林保险市场供求失衡的经济学分析[J].林业经济问题,2008,28(5)∶440-443.
[6]顾雪松,谢妍,秦涛.森林保险保费补贴的“倒U型”产出效应——基于我国省际非平衡面板数据的实证研究[J].农村经济,2016,(6)∶95-100.
[7]邓晶,秦涛,张卫民.我国森林保险财政补贴政策及其对林农保险需求的影响——基于湖南省林农问卷调查的实证研究[J].广东农业科学,2013,40(9)∶200-204.
[8]赵新华,徐永青.林农保险支付意愿的实证分析及补贴水平研究——基于山东省的调查分析[J].金融理论与实践,2016,(6)∶88-91.
[9]陈晓丽,陈彤.森林保险最优财政补贴规模测度研究——基于调查四川省180户林农数据[J].新疆社会科学,2016,(1)∶47-52.
[10]张旭光,赵元凤.农业保险财政补贴效率的评价研究——以内蒙古自治区为例[J].农村经济,2014,(5)∶93-97.
[11]江生忠,贾士彬,江时鲲.我国农业保险保费补贴效率及其影响因素分析——基于2010—2013年省际面板数据[J].保险研究,2015,(12)∶67-77.
[12]黄颖.基于AHP-DEA两步法的我国农业保险财政补贴效率评价[J].上海金融,2015,(7)∶35-38.
[13]Charnes A,Cooper W W,Rhodes E. Measuring the Efficiency of Decision Making Units[J]. European Journal of Operational Research,1978,2(6)∶429-444.
[14]Andersen P,Petersen N C. A Procedure for Ranking Efficient Units in Data Envelopment Analysis[J]. Management Science,1993,39(10)∶1261-1264.
[15]Malmquist S. Index Numbers and Indifference Surfaces[J]. Trabajos de Estadistica,1953,4(2)∶209-242.
[16]Caves D W,Christensen L R,Diewert W E. The Economic Theory of Index Numbers and the Measurement of Input,Output,and Productivity[J]. Econometrica,1982,50(6)∶1393-1414.
[17]夏钰,秦涛.我国森林保险保费补贴的区域差异化[J].江苏农业科学,2017,45(17)∶314-318.
[18]秦涛,田治威,潘焕学.我国森林保险保费补贴政策执行效果、存在的主要问题与建议[J].经济纵横,2017(1)∶105-110.