河北省商品林林业保险供需现状分析
|
摘要
基于经济学供给和需求理论视角,从林业保险供给主体、供给内容、供给范围等方面分析了河北省商品林林业保险供给现状,运用描述统计法和二元Logistic模型分析了河北省商品林林业保险的需求现状。根据河北省商品林林业保险供需现状分析结果可知:河北省商品林林业保险存在着供需不平衡、供需信息不对称、供需对接困难等问题。因此,提出可以通过增加林业保险产品种类、加强林农风险意识和林业保险认知教育、增设保险公司林业保险乡镇服务网点等措施来促进河北省商品林林业保险的发展。
From the perspective of supply and needs theory of economics,the paper analyzes the supply status of the commercial forest in Hebei province from the aspects of forestry insurance supply subject,content,and it's ranges. And the demand status has been analyzed as well by using description statistics method and binary Logistic model analysis. Based on the analysis above,it is concluded that there exists some problems in the commercial forestry insurance of Hebei province,such as imbalance between supply and demand,asymmetric information and docking difficulties. The development forestry insurance of Hebei province can boost by increasing the category of forestry insurance,strengthening the education of risk awareness and insurance awareness of forestry farmers and by establishing the forestry insurance service center in rural areas.
From the perspective of supply and needs theory of economics,the paper analyzes the supply status of the commercial forest in Hebei province from the aspects of forestry insurance supply subject,content,and it's ranges. And the demand status has been analyzed as well by using description statistics method and binary Logistic model analysis. Based on the analysis above,it is concluded that there exists some problems in the commercial forestry insurance of Hebei province,such as imbalance between supply and demand,asymmetric information and docking difficulties. The development forestry insurance of Hebei province can boost by increasing the category of forestry insurance,strengthening the education of risk awareness and insurance awareness of forestry farmers and by establishing the forestry insurance service center in rural areas.
引文
[1]田芸.林业保险浅析[J].林业经济问题,1996(2):51-55.
[2]高岚,张长达,于江龙.我国森林保险研究进展[J].世界林业研究,2010,23(4):61-64.
[3]高岚.对森林灾害经济损失的补偿理论与保障体系的研究[J].绿色中国,2002(12):34-36.
[4]潘家坪.发展我国森林保险的制约因素透视与对策探讨[J].林业资源管理,1997(5):8-10.
[5]潘家坪.林业保险的性质与发展我国林业保险事业[J].林业资源管理,1997(4):16-17.
[6]郭淑华,蒋冠,王旭.中国农业保险经营模式的选择研究[M].北京:人民出版社,2011:133-138.
[7]李彧挥,孙娟,高晓屹.影响林农对林业保险需求的因素分析:基于福建省永安市林农调查的实证研究[J].管理世界,2007(11):71-75.
[8]廖文梅,彭泰中,曹建华.农户参与森林保险意愿的实证分析:以江西为例[J].林业科学,2011,47(5):117-123.
[9]范玲燕.陕西省农户参与林业保险意愿分析[D].杨凌:西北农林科技大学,2012:17-31.
[10]杨琳.浙江农户森林保险需求意愿分析[D].临安:浙江农林大学,2010:26-50.
[11]徐永清.山东省林业保险的实证分析与政策研究[D].青岛:青岛科技大学,2012:38-69.
[12]夏子云.集体林权制度改革中林业保险市场机制研究[D].杨凌:西北农林科技大学,2012:30-31.
[2]高岚,张长达,于江龙.我国森林保险研究进展[J].世界林业研究,2010,23(4):61-64.
[3]高岚.对森林灾害经济损失的补偿理论与保障体系的研究[J].绿色中国,2002(12):34-36.
[4]潘家坪.发展我国森林保险的制约因素透视与对策探讨[J].林业资源管理,1997(5):8-10.
[5]潘家坪.林业保险的性质与发展我国林业保险事业[J].林业资源管理,1997(4):16-17.
[6]郭淑华,蒋冠,王旭.中国农业保险经营模式的选择研究[M].北京:人民出版社,2011:133-138.
[7]李彧挥,孙娟,高晓屹.影响林农对林业保险需求的因素分析:基于福建省永安市林农调查的实证研究[J].管理世界,2007(11):71-75.
[8]廖文梅,彭泰中,曹建华.农户参与森林保险意愿的实证分析:以江西为例[J].林业科学,2011,47(5):117-123.
[9]范玲燕.陕西省农户参与林业保险意愿分析[D].杨凌:西北农林科技大学,2012:17-31.
[10]杨琳.浙江农户森林保险需求意愿分析[D].临安:浙江农林大学,2010:26-50.
[11]徐永清.山东省林业保险的实证分析与政策研究[D].青岛:青岛科技大学,2012:38-69.
[12]夏子云.集体林权制度改革中林业保险市场机制研究[D].杨凌:西北农林科技大学,2012:30-31.