林农参与林业保险意愿的影响因素分析——以河北省为例
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摘要
以河北省林农参与林业保险意愿的影响因素作为出发点,通过实践调研的方式获取林农参与林业保险意愿相关影响因素的数据,运用二元Logistic回归分析法分析了各因素对林农参与林业保险意愿的影响程度。研究结果显示:林业经营是否受灾、林业收入占家庭收入比例、林农对林业保险的了解程度、林地经营类型、林业灾害损失占家庭收入的比例5个因素显著影响林农参与林业保险的意愿;林农的学历、年龄、家庭劳动力数量、年收入、收入主要来源和林地面积6个因素对林农参与林业保险意愿影响不显著。
By investigation of Hebei province,this paper applied binary Logistic regression analysis to study the influencing factors of participation willingness to forestry insurance. The result shows that 5factors such as whether be attacked by natural disasters,proportion of forestry revenues in family income,understandings of forestry insurance,forest management type,and proportion of forestry disaster loss in family income have significantly effects on the willingness to forestry insurance participation;while other 6 factors such as education background,age,number of family labor,income,and income main sources and woodland area foresters do not have significant influence on the participation willingness.
By investigation of Hebei province,this paper applied binary Logistic regression analysis to study the influencing factors of participation willingness to forestry insurance. The result shows that 5factors such as whether be attacked by natural disasters,proportion of forestry revenues in family income,understandings of forestry insurance,forest management type,and proportion of forestry disaster loss in family income have significantly effects on the willingness to forestry insurance participation;while other 6 factors such as education background,age,number of family labor,income,and income main sources and woodland area foresters do not have significant influence on the participation willingness.
引文
[1]李彧挥,孙娟,高晓屹.影响林农对林业保险需求的因素分析:基于福建省永安市林农调查的实证研究[J].管理世界,2007(11):71-75.
[2]谢彦明,刘德钦.林农森林保险需求影响因素分析:以云南492户林农为例[J].林业经济问题,2009,29(5):419-422.
[3]杨琳,石道金.影响农户森林保险需求因素的实证分析:基于对浙江156户农户的调查[J].北京林业大学学报(社会科学版),2010(3):103-107.
[4]廖文梅,彭泰中,曹建华.农户参与森林保险意愿的实证分析:以江西为例[J].林业科学,2011,47(5),117-123.
[5]范玲燕.农户参与森林保险意愿分析:以福建省顺昌县为例[J].广东农业科学,2012,39(4):212-214.
[6]范玲燕.陕西省农户参与林业保险意愿分析[D].杨凌:西北农林科技大学,2012:27-31.
[7]徐永清.山东省林业保险的实证分析与政策研究[D].青岛:青岛科技大学,2012:65-69.
[2]谢彦明,刘德钦.林农森林保险需求影响因素分析:以云南492户林农为例[J].林业经济问题,2009,29(5):419-422.
[3]杨琳,石道金.影响农户森林保险需求因素的实证分析:基于对浙江156户农户的调查[J].北京林业大学学报(社会科学版),2010(3):103-107.
[4]廖文梅,彭泰中,曹建华.农户参与森林保险意愿的实证分析:以江西为例[J].林业科学,2011,47(5),117-123.
[5]范玲燕.农户参与森林保险意愿分析:以福建省顺昌县为例[J].广东农业科学,2012,39(4):212-214.
[6]范玲燕.陕西省农户参与林业保险意愿分析[D].杨凌:西北农林科技大学,2012:27-31.
[7]徐永清.山东省林业保险的实证分析与政策研究[D].青岛:青岛科技大学,2012:65-69.