我国农村环境责任保险法律制度的合理构建
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摘要
我国当前农村环境污染问题较为严重,引发诸多问题。建立农村环境责任保险制度,能够实现风险预防与环境公平,保障社会公众利益,实现社会经济稳定发展。我国农村环境责任保险法律制度的建立具有必要性和可行性,整体上可以实行强制保险为主,任意保险为辅的投保模式,具体包括投保主体、承保范围、保险费率厘定等内容,同时应建立相关配套机制。
At present, the rural environment in China is severely polluted and many problems are accordingly incurred thereby. Establishment of rural environment liability insurance system can realize risk aversion and environment fairness, safeguard the interests of the general public and promote the stable development of social economy. Therefore, it is necessary and feasible to establish rural environment liability insurance law system in China. Generally, the insuring mode of compulsory insurance assisted by optional insurance can be implemented, specifically including such contents as insuring subject, insurance coverage and premium rate rating, and relevant supporting mechanism should be correspondingly established.
At present, the rural environment in China is severely polluted and many problems are accordingly incurred thereby. Establishment of rural environment liability insurance system can realize risk aversion and environment fairness, safeguard the interests of the general public and promote the stable development of social economy. Therefore, it is necessary and feasible to establish rural environment liability insurance law system in China. Generally, the insuring mode of compulsory insurance assisted by optional insurance can be implemented, specifically including such contents as insuring subject, insurance coverage and premium rate rating, and relevant supporting mechanism should be correspondingly established.
引文
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[12]吴一帆.我国环境责任保险法律制度研究[D].济南:山东大学,2016.
[2]韩长印,韩永强.保险法新论[M].北京:中国政法大学出版社,2010:296.
[3]杨立新.侵权责任法[M].北京:法律出版社,2011:30.
[4]王利明,等.侵权行为法[M].北京:中国人民大学出版社,1993:67.
[5]王泽鉴.侵权行为法[M].北京:中国政法大学出版社,2001:8.
[6]侯娟.我国农村环境责任保险法律问题研究[D].武汉:华中农业大学,2013.
[7]梁宇贤.保险法新论[M].北京:中国人民大学出版社,2004:24.
[8]郭峰,杨华柏.强制保险立法研究[M].北京:人民法院出版社,2009:201.
[9]陈会平.环境责任保险所涉法律关系分析[J].保险研究,2004,(6).
[10]王明远.环境侵权救济法律制度[M].北京:中国法制出版社,2002:149.
[11]江朝国.保险法基础理论[M].北京:中国政法大学出版社,2002:203.
[12]吴一帆.我国环境责任保险法律制度研究[D].济南:山东大学,2016.