摘要
供应链在解决中小企业融资问题方面作用突出,随着互联网金融的发展,其与供应链的融合在进一步优化企业融资、提高社会经济发展方面意义重大。为了研究互联网金融对供应链风险和收益的影响,本文通过构建基于互联网金融的供应链主要成员的风险评价指标体系,运用风险因子修正的Shapley值法并结合蚂蚁金服的供应链案例,对比分析引入互联网金融前后供应链风险和收益变化情况。结果表明,蚂蚁金服降低了供应链整体的风险,提高了供应链整体的收益。
The supply chain plays a prominent role in solving the financing problems of SMEs. With the development of internet finance,the integration of supply chain with the internet finance is of great significance in further optimizing corporate financing and improving social and economic development. In order to study the impact of internet finance on supply chain risks and benefits,a risk assessment index system for key members of the supply chain based on internet finance is constructed. Basing on the risk evaluation results,this paper uses the Shapley value method modified by risk factors to simulate the distribution of income among supply chain members. And the supply chain case of Ant Financial is used to compare and analyze the changes in supply chain' s risks and returns after the introduction of internet finance. The results show that Ant Financial reduces the overall risk of the supply chain and improves the overall benefit of the supply chain.
引文
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