系统视域下知识产权质押融资风险评价研究
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摘要
从系统视角剖析知识产权质押融资风险的影响因素,构建政府与产业风险、信用风险、知识产权自身风险、操作风险和主体间关系风险5个维度38个具体指标的风险评价体系;运用Vague集和TOPSIS多属性决策方法,构造Vague集评判矩阵,建立TOPSIS评价模型,根据不同备选方案的欧式贴近度进行排序,从而评价其融资风险。研究发现,信用风险和主体间关系风险是导致知识产权质押融资风险涌现的主要因素,Vague集和TOPSIS相结合的方法能够有效地评价知识产权质押融资风险,为优选融资企业提供决策依据。
This paper analyzes the influencing factors of intellectual property pledge financing risk from the system perspective, builds the risk evaluation index system which includes 38 indexes from 5 dimensions: government and industry risks, credit risks, intellectual property rights risks, operational risks and relationship risks among participants. The Vague and TOPSIS methods are used and evaluation matrix of Vague sets is build. The financing risks of different alternatives are sorted by Euclid Approach Degree. The results show that the credit risks and relationship risks among participants are the main factors leading to the risk of intellectual property pledge financing; the method of combining of Vague with TOPSIS can effectively evaluate the risk of intellectual property pledge financing and provide basis for decision-making for optimization of financing enterprises.
This paper analyzes the influencing factors of intellectual property pledge financing risk from the system perspective, builds the risk evaluation index system which includes 38 indexes from 5 dimensions: government and industry risks, credit risks, intellectual property rights risks, operational risks and relationship risks among participants. The Vague and TOPSIS methods are used and evaluation matrix of Vague sets is build. The financing risks of different alternatives are sorted by Euclid Approach Degree. The results show that the credit risks and relationship risks among participants are the main factors leading to the risk of intellectual property pledge financing; the method of combining of Vague with TOPSIS can effectively evaluate the risk of intellectual property pledge financing and provide basis for decision-making for optimization of financing enterprises.
引文
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[20]SU Z, CHEN M Q, XIA G, et al. An interactive method for dynamic intuitionistic fuzzy multi-attribute group decision making[J]. Expert Systems With Applications, 2011,38(12):15286-15295.
[21]张琪.基于Vague 集的电子商务信息安全评估模型和方法的研究[D]. 昆明:云南财经大学,2013.
[22]郑明贵,陈家愿. 基于灰色关联法与TOPSIS的海外矿业投资金融风险评价[J]. 资源与产业,2015(2):68-72.
[23]尹夏楠,鲍新中. 基于商权TOPSIS方法的高新技术企业财务风险评价[J]. 会计之友,2017(4):70-74.
[24]GAU W, BUEHRER D J. Vague sets[J]. IEEE Transactions on Systems,Man and Cybernetics, 1993,23(2):610-614.
[25] ZADEH L A. Fuzzy sets[J]. Information and Control,1965, 8(3):338-353.
[26]HWANG C L,YOON K. Multiple attribute decision making[M]. Berlin:Springer-Verlag, 1981.
[27]崔春生. 基于TOPSIS思想的技术创新方案的Vague集评价方法及其应用[J]. 运筹与管理,2013(8):151-156.
[2]CRAWFORD J, STRASSER R. Management of infringement risk of intellectual property assets[J]. Intellectual Property & Technology Law Journal, 2008,20(12):7-10.
[3]FISCHER T, LEIDINGER J. Testing patent value indicators on directly observed patent value: an empirical analysis of Ocean Tomo patent auctions[J]. Research Policy,2014,43(3): 519-529.
[4]BENJAMIN W, CHIH-HUNG H. Measuring the value of patents with fuzzy multiple criteria decision making: insight into the practices of the industrial technology research institute[J].Technological Forecasting and Social Change, 2015,92(3):263-275.
[5]TORRISI S, GAMBARDELLA A, GIURI P, et al.Used,blocking and sleeping patents: empirical evidence from a large-scale inventor survey[J]. Research Policy, 2016,45(7): 1374-1385.
[6]徐静,鲍新中,王英. 科技型企业知识产权质押融资的动力学机理研究[J]. 科技管理研究,2015(11):155-158.
[7]程永文,姚王信. 有限理性视角下知识产权质押贷款风险形成、评估与检验[J]. 科技进步与对策,2015(7):139-144.
[8]苑泽明,姚王信. 企业知识产权融资:需求、供给与实现路径[J]. 华东经济管理,2010(5):78-82.
[9]杨晨,夏钰. 产业集群视角下高技术产业园区知识产权管理与服务模式探析[J]. 科学学与科学技术管理,2012(10):5-10.
[10]欧晓文. 科技型中小企业知识产权质押融资模式探究:基于北京、上海浦东、武汉模式的比较[J]. 现代产业经济,2013(7):60-64.
[11]方厚政.专利质押贷款模式影响因素的实证研究:来自上海市的检验证据[J].上海经济研究,2014(8):50-56.
[12]王明.科技型中小企业知识产权质押融资风险分担机制研究[D].重庆:重庆理工大学,2017.
[13]鲍新中,王言,霍欢欢,等. 知识产权质押融资风险动态监控平台构建与实现[J]. 科技管理研究,2016(20):170-174.
[14]苑泽明,李海英,孙浩亮. 知识产权质押融资价值评估:收益分成率研究[J].科学学研究,2012(6):856-864.
[15]苏任刚,王炜,余莎莎. 知识产权质押融资价值评估新模式[J]. 哈尔滨学院学报,2015(6):30-35.
[16]鲍新中,董玉环. 知识产权质押融资风险评价研究[J]. 南京审计学院学报,2016(2):48-56.
[17]尹夏楠,鲍新中,朱莲美. 基于融资主体视角的知识产权质押融资风险评价研究[J]. 科技管理研究,2016(12):125-129.
[18]BERTALANFFY L. General system theory: foundations, development and applications [M]. New York: George Braziller Inc, 1973.
[19]阳静,杨林炜. 创新型企业财务风险与财务预警系统研究[J].湖北经济学院学报(人文社会科学版),2016(12):81-82.
[20]SU Z, CHEN M Q, XIA G, et al. An interactive method for dynamic intuitionistic fuzzy multi-attribute group decision making[J]. Expert Systems With Applications, 2011,38(12):15286-15295.
[21]张琪.基于Vague 集的电子商务信息安全评估模型和方法的研究[D]. 昆明:云南财经大学,2013.
[22]郑明贵,陈家愿. 基于灰色关联法与TOPSIS的海外矿业投资金融风险评价[J]. 资源与产业,2015(2):68-72.
[23]尹夏楠,鲍新中. 基于商权TOPSIS方法的高新技术企业财务风险评价[J]. 会计之友,2017(4):70-74.
[24]GAU W, BUEHRER D J. Vague sets[J]. IEEE Transactions on Systems,Man and Cybernetics, 1993,23(2):610-614.
[25] ZADEH L A. Fuzzy sets[J]. Information and Control,1965, 8(3):338-353.
[26]HWANG C L,YOON K. Multiple attribute decision making[M]. Berlin:Springer-Verlag, 1981.
[27]崔春生. 基于TOPSIS思想的技术创新方案的Vague集评价方法及其应用[J]. 运筹与管理,2013(8):151-156.