中国信托业发展及其对区域经济促进作用研究
|
摘要
信托业是现代金融体系的四大支柱产业之一,对区域经济的发展起到重要的推动作用。中国的现代信托业自改革开放后恢复和发展以来,在搞活资金融通渠道、为经济发展提供多样化的金融服务等方面起到了积极作用。信托业因其灵活的运作方式和制度优势,在现代中国金融体系中占据着独特而重要的地位。然而,从现阶段的发展情况看,由于政治、经济、社会和文化等方面的种种原因,中国的信托业尚未获得与银行、证券和保险同等的发展机会,在金融体系中处于一种弱势地位,其制度优势尚未获得良好发挥,推动区域经济增长的功能发挥也不充分。
区域经济的发展,对金融体系的健全和金融组织的健康运作产生了强烈的客观需求,而我国信托业的发展与这种客观需求之间存在着巨大的差距。本文在这种背景下,选择了信托业对区域经济发展的促进作用为研究对象展开研究。通过梳理信托业的历史渊源;对比中外信托业发展差异;研究中外信托业发展历程;厘清中国信托业发展过程中的障碍;分析制约中国信托业推动区域经济发展作用发挥的障碍性因素,在一系列分析结果的基础上,提出使中国信托业获得迅速发展,并能够充分发挥其对区域经济发展推动作用的对策与建议。
Trust, which is a financial management system of financing on behalf of other persons, refers to the civil juristic act that the trustor entrusts his or her own properties or rights to the trustee who manages, operates or disposes them in the name of the trustee in the trustor’s intention for realizing some purposes. The trust is the essential product after the private ownership and commodity money economy occurred with the continuous improvement of the social productivity of human beings. The private ownership of properties is the foundation and precondition for occurrence of the trust.
The modern trust industry was originated in Britain. The occurrence and development of the USE system finally makes the civil trust business become the traditional trust business of Britain. The transition from the personal trust to the legal person trust, the transfer from the civil trust to the business trust and the evolution from the traditional trust system to the modern trust system are completed in the US.
The trust system and concepts of the US come down from those of Britain in one continuous line, but the Americans do not cling to the traditional trust concepts of Britain and the trust has been rapidly developed in the US. The trust system of Japan was originally introduced from the US and its development has gone through five obvious stages. The trust industry of Japan is developed at the current stage, with the rich innovative trust products with its indigenous characteristics and the trust industry occupies the vital status in its national economy. The trust system and the trust industry with the distinctive characteristics are established all over the world. The trust industry becomes one of the indispensable financial pillars in the modern society. Although Britain is the cradle for the trust, its conservative national characteristics and the development degree of the financial market, etc. make the trust industry of Britain less developed than those of the US and Japan. The US is the country with the most developed trust industry in the world. The trust institutions enjoy the equivalent status with the commercial banks in the US. They can become the members of the Federal Reserve System as long as they meet the conditions. The trust institutions of Japan account for a small proportion of the financial institutions of Japan, but the funds that they absorb account for a big proportion in the whole financial system. The trust industry occupies a vital status in the financial system of Japan.
The modern trust industry of China was restored and developed after the reform and opening. The trust industry has gone through the zigzagging development since it was restored and developed. After the reform and opening, the restoration and development of the trust industry of China played active roles in revitalizing the financing channels and providing the diversified financial services for the economic development. However, the trust industry of China has gone through 5 times of big-scale cleaning and rectification since it was restored and developed due to some reasons such as unclear understanding of the trust business, no scientific management in the trust institutions as well as change and continuous adjustment of the national macro-economic policy with the economic situation, etc.
At present, the trust industry of China is gradually stepping into the track of healthy development after several times of cleaning and rectification. The trust legal framework of the new“One Law and Two Regulations”has been established because the Measures for the Administration of Trust Companies and the Trust Measures for the Administration of the Collected Funds of Trust Companies were promulgated, which makes the functional orientation of the trust companies of China more clear and accurate and also promotes the trust companies to truly return to the trust industry. The trust industry is the only bridge crossing the capital market, monetary market and industrial market in the financial system, which can provide the special property management service and investment and financing services, etc. and constitutes the four pillar financial industries of China with the banking industry, insurance industry and securities industry.
In recent years, the trust industry of China has basically stepped into the healthy and stable road of development. The scale of the trust companies of China continuously and greatly grows. With the increasing of the scale of trust assets, the trust income level is also stably improved and the assets management capability of the trust companies is at the stage of rapid development. The trust industry has the unique functions different from those of the other financial institutions such as financial management, financing of funds, coordination of the economic relations, social investment and social benefit service, etc. It is these special functions that make the trust industry occupy the important position in the modern financial system. The play of the roles of these functions also makes the trust industry produce the important influence on the regional economic development.
The property management function, which is one of the basic functions of the trust industry, which means that the trust institution accepts the trustor’s trust to operate, manage or dispose its properties, that is,“financing entrusted by the other person”. The trust industry was originated from the“USE”system of Britain, so the property management is the most primitive and basic function of the trust, based on which the other functions are developed. The play of such a function of the trust can make the trust property high-efficiently operated in the safe environment of the region and realize the flow and increment of the regional wealth, to the maximum extent. The trust properties here include both the private assets in the region and state-owned assets. The trust industry has the function of adjusting the balance or lack of funds and can give play to the roles of money raising and financing of funds. The function of financing of funds of the trust industry can be directly represented as the financing of monetary funds and also as the financing of combination of real objects and funds.
The economic competition between the regions is, in essence, the competition for resources and the contest for capital occupies the vital status in the competition for resources. If the trust institutions between both the supplier and the demander of funds can play the good roles, promote the good communication between both the supplier and the demander and improve the capability of the effective operation of funds, it will necessarily play an active role of promoting the rapid development of the economy in the whole region.
The trust industry has the function of social investment. With the economic development and the rapid growth of social wealth, various social assets need to realize the effective use and increment of assets through the investment modes, which objectively produces the market demand for the social investment service and the regional economic development also needs the guide of social funds to the direction where they are most needed in the economic construction. In such a case, the function of social investment of the trust industry is given fully play and can accelerate the transfer of funds in the region from deposit to investment, promote adjustment of the industrial structure through the adjustment of the investment direction and perfect the infrastructural construction in the region through choice of the investment projects, thus promoting the rapid economic development in the region.
The social benefit function of the trust industry has the role of improving the regional credit environment. The social benefit function of the trust industry is given play in two modes. One is to realize keeping and increment of all the social nonprofit foundations through the special operation and management of the social welfare and social security cause funds. The other is to realize some social benefit purposes such as relief of poverty, relief of disaster-stricken people, help of the disable, development of the educational and medical health causes and maintenance of the ecological environment, etc. through the public trust. The play of the social benefit function of the trust can promote the reallocation of the regional elements, change the regional welfare situation, influence the operating efficiency of the other relevant systems and further influence the operating quality and efficiency of the regional economy.
In addition to its basic functions of the trust industry, it has many comprehensive functions. The full play of these comprehensive functions is of great importance for the development of the trust industry and the regional economy. The roles of the comprehensive functions of the trust industry of promoting the regional economy are mainly represented in some aspects such as making the regional financial service industry prosperous, promoting the deep-going combination of the industrial capital and the financial capital, absorbing the inflow of the funds out of the region and increasing the employments in the region, promoting the construction of the regional credit system and optimizing the allocation of resources, etc.
The trust industry, with its advantages of flexible operating mode and system, occupies the unique and important status in the financial system of China. However, viewed from the development of the trust industry of China at present, the trust industry is deeply influenced by the previous cleaning and rectification of the trust industry, moreover it is not known in society and even there exists the bias to the trust industry. Due to various political, economic, social and cultural reasons, the trust industry has not obtained the equivalent opportunity for development with the banks, securities and insurance. The trust industry of China is in the disadvantageous status in the financial system. Its system has not given full play and its function of promoting the regional economic growth has not been fully played.
With the relevance analysis of the development indexes of the trust industry and the development indexes of the regional economy, the SPSS calculation results according to the data in 2007 show that the disposable income per capita of the urban citizens shows the positive correlation with the deposit balance of the urban and rural citizens and the balance of the trust assets at the end of the year and the regional GDP per capita shows the positive correlation with the balance of the trust assets at the end of the year and the increment of the trust assets in the year and the results calculated according to the data in 2004-2006 can determine that the richness of the citizens in the region is the main factor of influencing the scale and growth speed of the trust industry.
There are many factors influencing the development of the trust industry of China and the play of the role of the trust industry promoting the regional economic development, of which the most important reasons include low scale and level of the trust industry as a whole, regional differences in the development of the trust industry, important influences of the regional financial environment on the development of the trust industry, important influences of the relevant policies and measures of the governments at all levels on the development of the trust industry and historical problems left by the zigzagging development of the trust industry, etc. It is of great importance for realizing the rapid development of the trust industry and the play of the role of promoting the economic development to carry out the deep-going analysis of various reasons for influencing the play of the functions of the trust industry.
At present, guided by some macroscopic policies such as the new“One Law and Two Regulations”, the trust industry of China is gradually returning to the original business of the trust and the system advantage makes the trust institution represent its own special value in the operating system of the financial industry. However, viewed from the fund scale or types of products, etc., the overall development level of the trust industry is not high at present and there exist the obvious differences in the different regions and the trust industry shows the obvious dual-structure feature. The development of the trust industry is the representation of the economic development in the financial field. The regional difference of the development of the trust industry is the self-conscious reflection of the gap of the regional economic development.
Whether the trust industry is developed successfully or not depends on not only its own factors of the trust industry but also the great influence of the financial environment and macro-economic form in the region. Generally, the continuous improvement of the regional social welfare level will cause the decrease of the people’s intention of deposit, increasing of the subjective discount rate and improvement of the innovative encouragement level. The trust traditions trust concepts and reserve of financial talents in the region will also greatly influence the development of the trust industry. In the area where the trust activities are carried out earlier, the citizens have the high cognition of the trust and there is the good support of talents in the area with the good reserve of financial talents. All these will create the good environmental conditions for the healthy development of the trust industry.
It is easy to see from the development history of the trust industry of China that the trust system is arranged under the guidance of the government, the development of the trust industry is obviously influenced by the national macroscopic adjustment policy and the local governmental power and the governmental action plays the indispensable roles in the development of the trust industry because there is lack of the process of natural establishment and development of the trust industry in China. Due to the reasons for occurrence and the particularity of the foundation, various problems occurring in the development of the trust industry bring about many national attention and interference and the development of the trust industry is greatly influenced by the adjustment of the national policy.
As one of the four pillars of the financial system, it is undoubted for the role of the trust industry promoting the economic development and the perfection of the financial system. At present, it is the objective fact that the trust industry of China is in the disadvantageous status in the financial system and the role of promoting the regional economic development is not given full play. It shall be started from the two aspects of the trust industry by itself and the regional environment to promote the good interaction between the trust industry and the regional economy. The development of the trust industry shall be promoted on the one hand; the role of the trust industry promoting the regional economic development shall be given full play on the other one.
The trust industry, with the big business span, covers a wide range and field, with many times of rectification in the development, so some characteristics such as roughness, backwardness and irrationality, etc. are represented in some aspects of the trust industry such as orientation of development, management approaches, governing structure and risk prevention, etc. In order to realize the industrial development and growth of the scale of the trust industry, it shall be first started from the standardization and reform of the system and a good system environment shall be created fro the development of the trust industry. The detailed measures include determination of the orientation of the company, determination of the plan for the future development, improvement of the assets management capability of the trust company, perfection of the legal governance structure of the company, optimization of the stock-right structure of the trust company and perfection of the internal risk prevention system of the company, etc.
The development of the trust industry of China has gone through some hardships. The uninterrupted innovation is one of the reasons for the continuous development of the trust industry of China. In recent years, the trust industry has been developed in many times of rectification, but its disadvantageous status in the development is still obvious, compared to some other financial industries of commercial banks, securities and insurance, etc. The future development of the trust industry must be based on its own advantages, it shall be divided in the market and the differential and specialized development shall be chosen and its own core competitive power shall be established through innovation. The detailed measures include increasing of the trust product types of assets management and strengthening of innovation of the trust business of the investment banks, etc.
Whether it is the basic function or comprehensive function of the trust industry has the role of promoting the economic development. If the role of the trust industry promoting the regional economic development is given full play, some measures of perfecting the regional trust environment shall be taken to create the good space and conditions for play of all the functions of the trust industry. The specific measures include: strengthening the investment of the trust funds in the basic construction projects in the region, innovating the trust products to match with the regional development plan, supporting the rapid development of the small and medium-sized enterprises, perfecting the regional trust environment, innovating the financial management approaches, playing the governmental credit roles and constructing the social credit system, etc.
区域经济的发展,对金融体系的健全和金融组织的健康运作产生了强烈的客观需求,而我国信托业的发展与这种客观需求之间存在着巨大的差距。本文在这种背景下,选择了信托业对区域经济发展的促进作用为研究对象展开研究。通过梳理信托业的历史渊源;对比中外信托业发展差异;研究中外信托业发展历程;厘清中国信托业发展过程中的障碍;分析制约中国信托业推动区域经济发展作用发挥的障碍性因素,在一系列分析结果的基础上,提出使中国信托业获得迅速发展,并能够充分发挥其对区域经济发展推动作用的对策与建议。
Trust, which is a financial management system of financing on behalf of other persons, refers to the civil juristic act that the trustor entrusts his or her own properties or rights to the trustee who manages, operates or disposes them in the name of the trustee in the trustor’s intention for realizing some purposes. The trust is the essential product after the private ownership and commodity money economy occurred with the continuous improvement of the social productivity of human beings. The private ownership of properties is the foundation and precondition for occurrence of the trust.
The modern trust industry was originated in Britain. The occurrence and development of the USE system finally makes the civil trust business become the traditional trust business of Britain. The transition from the personal trust to the legal person trust, the transfer from the civil trust to the business trust and the evolution from the traditional trust system to the modern trust system are completed in the US.
The trust system and concepts of the US come down from those of Britain in one continuous line, but the Americans do not cling to the traditional trust concepts of Britain and the trust has been rapidly developed in the US. The trust system of Japan was originally introduced from the US and its development has gone through five obvious stages. The trust industry of Japan is developed at the current stage, with the rich innovative trust products with its indigenous characteristics and the trust industry occupies the vital status in its national economy. The trust system and the trust industry with the distinctive characteristics are established all over the world. The trust industry becomes one of the indispensable financial pillars in the modern society. Although Britain is the cradle for the trust, its conservative national characteristics and the development degree of the financial market, etc. make the trust industry of Britain less developed than those of the US and Japan. The US is the country with the most developed trust industry in the world. The trust institutions enjoy the equivalent status with the commercial banks in the US. They can become the members of the Federal Reserve System as long as they meet the conditions. The trust institutions of Japan account for a small proportion of the financial institutions of Japan, but the funds that they absorb account for a big proportion in the whole financial system. The trust industry occupies a vital status in the financial system of Japan.
The modern trust industry of China was restored and developed after the reform and opening. The trust industry has gone through the zigzagging development since it was restored and developed. After the reform and opening, the restoration and development of the trust industry of China played active roles in revitalizing the financing channels and providing the diversified financial services for the economic development. However, the trust industry of China has gone through 5 times of big-scale cleaning and rectification since it was restored and developed due to some reasons such as unclear understanding of the trust business, no scientific management in the trust institutions as well as change and continuous adjustment of the national macro-economic policy with the economic situation, etc.
At present, the trust industry of China is gradually stepping into the track of healthy development after several times of cleaning and rectification. The trust legal framework of the new“One Law and Two Regulations”has been established because the Measures for the Administration of Trust Companies and the Trust Measures for the Administration of the Collected Funds of Trust Companies were promulgated, which makes the functional orientation of the trust companies of China more clear and accurate and also promotes the trust companies to truly return to the trust industry. The trust industry is the only bridge crossing the capital market, monetary market and industrial market in the financial system, which can provide the special property management service and investment and financing services, etc. and constitutes the four pillar financial industries of China with the banking industry, insurance industry and securities industry.
In recent years, the trust industry of China has basically stepped into the healthy and stable road of development. The scale of the trust companies of China continuously and greatly grows. With the increasing of the scale of trust assets, the trust income level is also stably improved and the assets management capability of the trust companies is at the stage of rapid development. The trust industry has the unique functions different from those of the other financial institutions such as financial management, financing of funds, coordination of the economic relations, social investment and social benefit service, etc. It is these special functions that make the trust industry occupy the important position in the modern financial system. The play of the roles of these functions also makes the trust industry produce the important influence on the regional economic development.
The property management function, which is one of the basic functions of the trust industry, which means that the trust institution accepts the trustor’s trust to operate, manage or dispose its properties, that is,“financing entrusted by the other person”. The trust industry was originated from the“USE”system of Britain, so the property management is the most primitive and basic function of the trust, based on which the other functions are developed. The play of such a function of the trust can make the trust property high-efficiently operated in the safe environment of the region and realize the flow and increment of the regional wealth, to the maximum extent. The trust properties here include both the private assets in the region and state-owned assets. The trust industry has the function of adjusting the balance or lack of funds and can give play to the roles of money raising and financing of funds. The function of financing of funds of the trust industry can be directly represented as the financing of monetary funds and also as the financing of combination of real objects and funds.
The economic competition between the regions is, in essence, the competition for resources and the contest for capital occupies the vital status in the competition for resources. If the trust institutions between both the supplier and the demander of funds can play the good roles, promote the good communication between both the supplier and the demander and improve the capability of the effective operation of funds, it will necessarily play an active role of promoting the rapid development of the economy in the whole region.
The trust industry has the function of social investment. With the economic development and the rapid growth of social wealth, various social assets need to realize the effective use and increment of assets through the investment modes, which objectively produces the market demand for the social investment service and the regional economic development also needs the guide of social funds to the direction where they are most needed in the economic construction. In such a case, the function of social investment of the trust industry is given fully play and can accelerate the transfer of funds in the region from deposit to investment, promote adjustment of the industrial structure through the adjustment of the investment direction and perfect the infrastructural construction in the region through choice of the investment projects, thus promoting the rapid economic development in the region.
The social benefit function of the trust industry has the role of improving the regional credit environment. The social benefit function of the trust industry is given play in two modes. One is to realize keeping and increment of all the social nonprofit foundations through the special operation and management of the social welfare and social security cause funds. The other is to realize some social benefit purposes such as relief of poverty, relief of disaster-stricken people, help of the disable, development of the educational and medical health causes and maintenance of the ecological environment, etc. through the public trust. The play of the social benefit function of the trust can promote the reallocation of the regional elements, change the regional welfare situation, influence the operating efficiency of the other relevant systems and further influence the operating quality and efficiency of the regional economy.
In addition to its basic functions of the trust industry, it has many comprehensive functions. The full play of these comprehensive functions is of great importance for the development of the trust industry and the regional economy. The roles of the comprehensive functions of the trust industry of promoting the regional economy are mainly represented in some aspects such as making the regional financial service industry prosperous, promoting the deep-going combination of the industrial capital and the financial capital, absorbing the inflow of the funds out of the region and increasing the employments in the region, promoting the construction of the regional credit system and optimizing the allocation of resources, etc.
The trust industry, with its advantages of flexible operating mode and system, occupies the unique and important status in the financial system of China. However, viewed from the development of the trust industry of China at present, the trust industry is deeply influenced by the previous cleaning and rectification of the trust industry, moreover it is not known in society and even there exists the bias to the trust industry. Due to various political, economic, social and cultural reasons, the trust industry has not obtained the equivalent opportunity for development with the banks, securities and insurance. The trust industry of China is in the disadvantageous status in the financial system. Its system has not given full play and its function of promoting the regional economic growth has not been fully played.
With the relevance analysis of the development indexes of the trust industry and the development indexes of the regional economy, the SPSS calculation results according to the data in 2007 show that the disposable income per capita of the urban citizens shows the positive correlation with the deposit balance of the urban and rural citizens and the balance of the trust assets at the end of the year and the regional GDP per capita shows the positive correlation with the balance of the trust assets at the end of the year and the increment of the trust assets in the year and the results calculated according to the data in 2004-2006 can determine that the richness of the citizens in the region is the main factor of influencing the scale and growth speed of the trust industry.
There are many factors influencing the development of the trust industry of China and the play of the role of the trust industry promoting the regional economic development, of which the most important reasons include low scale and level of the trust industry as a whole, regional differences in the development of the trust industry, important influences of the regional financial environment on the development of the trust industry, important influences of the relevant policies and measures of the governments at all levels on the development of the trust industry and historical problems left by the zigzagging development of the trust industry, etc. It is of great importance for realizing the rapid development of the trust industry and the play of the role of promoting the economic development to carry out the deep-going analysis of various reasons for influencing the play of the functions of the trust industry.
At present, guided by some macroscopic policies such as the new“One Law and Two Regulations”, the trust industry of China is gradually returning to the original business of the trust and the system advantage makes the trust institution represent its own special value in the operating system of the financial industry. However, viewed from the fund scale or types of products, etc., the overall development level of the trust industry is not high at present and there exist the obvious differences in the different regions and the trust industry shows the obvious dual-structure feature. The development of the trust industry is the representation of the economic development in the financial field. The regional difference of the development of the trust industry is the self-conscious reflection of the gap of the regional economic development.
Whether the trust industry is developed successfully or not depends on not only its own factors of the trust industry but also the great influence of the financial environment and macro-economic form in the region. Generally, the continuous improvement of the regional social welfare level will cause the decrease of the people’s intention of deposit, increasing of the subjective discount rate and improvement of the innovative encouragement level. The trust traditions trust concepts and reserve of financial talents in the region will also greatly influence the development of the trust industry. In the area where the trust activities are carried out earlier, the citizens have the high cognition of the trust and there is the good support of talents in the area with the good reserve of financial talents. All these will create the good environmental conditions for the healthy development of the trust industry.
It is easy to see from the development history of the trust industry of China that the trust system is arranged under the guidance of the government, the development of the trust industry is obviously influenced by the national macroscopic adjustment policy and the local governmental power and the governmental action plays the indispensable roles in the development of the trust industry because there is lack of the process of natural establishment and development of the trust industry in China. Due to the reasons for occurrence and the particularity of the foundation, various problems occurring in the development of the trust industry bring about many national attention and interference and the development of the trust industry is greatly influenced by the adjustment of the national policy.
As one of the four pillars of the financial system, it is undoubted for the role of the trust industry promoting the economic development and the perfection of the financial system. At present, it is the objective fact that the trust industry of China is in the disadvantageous status in the financial system and the role of promoting the regional economic development is not given full play. It shall be started from the two aspects of the trust industry by itself and the regional environment to promote the good interaction between the trust industry and the regional economy. The development of the trust industry shall be promoted on the one hand; the role of the trust industry promoting the regional economic development shall be given full play on the other one.
The trust industry, with the big business span, covers a wide range and field, with many times of rectification in the development, so some characteristics such as roughness, backwardness and irrationality, etc. are represented in some aspects of the trust industry such as orientation of development, management approaches, governing structure and risk prevention, etc. In order to realize the industrial development and growth of the scale of the trust industry, it shall be first started from the standardization and reform of the system and a good system environment shall be created fro the development of the trust industry. The detailed measures include determination of the orientation of the company, determination of the plan for the future development, improvement of the assets management capability of the trust company, perfection of the legal governance structure of the company, optimization of the stock-right structure of the trust company and perfection of the internal risk prevention system of the company, etc.
The development of the trust industry of China has gone through some hardships. The uninterrupted innovation is one of the reasons for the continuous development of the trust industry of China. In recent years, the trust industry has been developed in many times of rectification, but its disadvantageous status in the development is still obvious, compared to some other financial industries of commercial banks, securities and insurance, etc. The future development of the trust industry must be based on its own advantages, it shall be divided in the market and the differential and specialized development shall be chosen and its own core competitive power shall be established through innovation. The detailed measures include increasing of the trust product types of assets management and strengthening of innovation of the trust business of the investment banks, etc.
Whether it is the basic function or comprehensive function of the trust industry has the role of promoting the economic development. If the role of the trust industry promoting the regional economic development is given full play, some measures of perfecting the regional trust environment shall be taken to create the good space and conditions for play of all the functions of the trust industry. The specific measures include: strengthening the investment of the trust funds in the basic construction projects in the region, innovating the trust products to match with the regional development plan, supporting the rapid development of the small and medium-sized enterprises, perfecting the regional trust environment, innovating the financial management approaches, playing the governmental credit roles and constructing the social credit system, etc.
引文
1钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003:2.
2赵许明,罗大钧.信托财产权属本质探究[J].华侨大学学报,2002(3):56.
3赵许明,罗大钧.信托财产权属本质探究[J].华侨大学学报,2002(3):56.
4许雄斌.信托创新理论与实践[D].北京:中国社会科学院研究生院,2004:10.
5全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:18.
6全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:38.
7中华人民共和国信托法.2001-4-28.
8中华人民共和国信托法.2001-4-28.
9王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998:85.
10钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003:204.
11闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:29-30.
12钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003:205.
13周玉华.信托法学[M].北京:中国政法大学出版社,2001:42.
14曹建元.信托投资学[M].上海:上海财经大学出版社,2004:12.
15王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998:58-59.
16周玉华.信托法学[M].北京:中国政法大学出版社,2001:42-43.
17曹建元.信托投资学[M].上海:上海财经大学出版社,2004:11.
18周玉华.信托法学[M].北京:中国政法大学出版社,2001:43.
19全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:52.
20徐卫.信托受益权:物权?债权?抑或新权利?[J].安徽大学学报(哲学社会科学版),2006(5):68.
21王利明.论物权法中物权和债权的区分[J].法学论坛,2007(1):6-7.
22徐卫.信托受益权:物权?债权?抑或新权利?[J].安徽大学学报(哲学社会科学版),2006(5):67-68.
23刘德良,许中缘.物权债权区分理论的质疑[J].河北法学,2007(1):100.
24周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:35.
25张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989:148-149.
26秦力.国际上信托投资研究的理论流派简评[J].经济研究参考,2002(48):13.
27霍津义.中国信托业理论与实务研究[M].天津:天津人民出版社,2002:9.
28Maitland.A Course of Lectures,1909[C]. Cambridge :John Brunyate,1936:2.
29Maitland.A Course of Lectures,1909[C]. Cambridge :John Brunyate,1936:28.
30F.W.Maitland ,edited by A.H.Chaytor, W.J.Whittaker. The forms of action at common law c1909. 28.
31F.W.Maitland ,edited by A.H.Chaytor, W.J.Whittaker. The forms of action at common law c1909. 110.
32F.H.Lawson.A Common Lawyer Looks at the Civil Law,Missouri Law Review Spring c1909.12.
33周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:33.
34Scott,Fratcher.The Law of Trusts[M].Little, 4th Brown and Company,1987.40-48.
35American Law Institute . Restatement of the Law, 3rd, Trusts: Prudent Investor Rule [M]. Thomson West .1953.
36朱勇,李学凤.英美法未用契约解构信托法律关系的原因解析[J].商场现代化,2007(10):276.
37本文引自:徐卫.信托受益权的法律性质新探[J].上海财经大学学报,2006(4):52;原文引自:[日]大村敦志.民法总论(江溯,张立艳译)[M].北京:北京大学出版社,2004.
38American Law Institute .Restatement(Second)of Trusts.169 cmt.c1959.
39Hayton,周翼,王昊译.信托法[M].北京:法律出版社,2004:16.
40叶依广.区域经济学[M].北京:中国广播电视出版社,1991:35.
41叶依广.区域经济学[M].北京:中国广播电视出版社,1991:43.
42金元欢,王建宇.区域经济学[M].杭州:浙江大学出版社,1997:19.
43张金锁,康凯.区域经济学[M].天津:天津大学出版社,1998:236-238.
44陈华,尹苑生.区域经济增长理论与经济非均衡发展[J].中外企业家,2006(3):90.
45高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):38.
46高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):39.
47李萌,张佑林.论我国西部大开发的战略模式选择—来自缪尔达尔“地理上的二元经济结构”理论的启示[J].华中师范大学学报(人文社会科学版),2005(2):130.
48昝德银,陈华.区域经济增长理论与中国非均衡协调发展模式[J].金融教学与研究,2006(2):32.
49汪宇明.核心—边缘理论在区域旅游规划中的运用[J].经济地理,2002(3):372.
50张军洲.中国区域金融分析[M].北京:中国经济出版社,1995:2.
51雷蒙德.w.戈德史密斯,周朔(译)金融结构与金融发展[M].上海:上海人民出版社,1994:22-43.
52刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:37.
53刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:38.
54王兆星.中国金融结构论[M].北京:中国金融出版社.1994:93-95.
55刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:38.
56李敬.中国区域金融发展差异研究—基于劳动分工理论的视角[D].重庆:重庆大学,2007:39.
57杨德勇.区域产业与金融发展研究[J].北京:中国经济出版社,2007:63.
58杨德勇.区域产业与金融发展研究[J].北京:中国经济出版社,2007:61.
59支大林.中国区域金融研究[D].长春:东北师范大学,2002:12.
60胡章宏.金融可持续发展论[M].中国金融出版社,1999:28.
61尹优平.中国区域金融协调发展研究[D].成都:西南财经大学,2007:70
62张凤超.金融产业成长及其规律探讨[J].当代经济研究,2003(10):71.
63张凤超.金融产业成长及其规律探讨[J].当代经济研究,2003(10):69.
64张彦.金融产业集聚的实现路径及其对我国的启示[D].上海:上海社会科学院,2008:90-91.
65于尚艳.东北区域金融产业成长研究[D].长春:东北师范大学,2005:21.
66刘瑞波.金融信托学[M].北京:北京商业出版社,1997:20.
67丘汉平.罗马法[M].北京:中国方正出版社,2004:311.
68杨林枫,罗志华,张群革.中国信托理论研究与制度构建.成都:西南财经大学出版社,2004:59.
69刘瑞波.金融信托学[M]北京:北京商业出版社,1997:21-22.
70刘丽秋.金融信托理论与实务[M]武汉:武汉测绘科技大学出版社,1996:22-23.
71戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:20.
72杨林枫,罗志华,张群革.中国信托理论研究与制度构建.成都:西南财经大学出版社,2004:60.
73杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:61.
74周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:68.
75陈赤.中国信托创新研究—基于信托功能视角的分析[M].成都:西南财经大学出版社,2008:36-37.
76姜永砺(译).日本银行信托法规与业务[M].上海:上海外语教育出版社.1989:19.
77姜永砺(译).日本银行信托法规与业务[M].上海:上海外语教育出版社.1989:20.
78李楠,张勇.日本金融信托业概况[J].经济导刊,1994(3):62-64.
79日本银行.经济统计月报(1990)[R]﹒日本总理府网站http:∥www.esri.cao.go.jp.2008-12-17.
80中国人民银行工商信贷部.日本东洋信托银行的信托业务[M].北京:中国金融出版社,1982:50.
81中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:164.
82庞峰庭,韩若鹏.日本信托银行发展演进史对我国信托投资公司发展的借鉴[J].经济师,1997(12):28.
83中国人民银行工商信贷部.日本东洋信托银行的信托业务.[M].北京:中国金融出版社,1982:51.
84石劲磊,王继松.日本信托业的发展及对我国的启示[J].山西财经大学学报,2002(1):84-85.
85石劲磊,王继松.日本信托业的发展及对我国的启示[J].山西财经大学学报,2002(1):85.
86王礼平.中外信托制度问题研究[D].大连:东北财经大学,2003:35.
87陈玉林.日本信托业的发展及其对我国的启示[J].经济与社会发展,2003(7):48.
88闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:59-60.
89赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003:27-28.
90闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:61.
91中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:167-168.
92戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:23.
93杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:62.
94杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:63.
95马亚明.发达国家信托业发展及其对我国的借鉴和启示[M].北京:中国金融出版社,2001:62.
96戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:12.
97戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:13.
98王洪兰,刘志浩.现代信托学[M].大连:东北财经大学出版社,1998:12-13.
99周小明.信托制度比较法研究[M].北京:法律出版社,1996:110.
100曹芳.中国信托业制度变迁与业务发展研究[D].西安:西北农林科技大学,2004:19.
101赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003:29.
102王洪兰,吴志浩.现代信托学[M].大连:东北财经大学出版社,1998:28.
104王新权.中国信托业走向探索[D].北京:中国社会科学院,2000:23-24.
105何旭艳.上海信托业务研究(1921-1949)[M].上海:上海人民出版社,2007:215-219.
106王洪兰,吴志浩.现代信托学[M].大连:东北财经大学出版社,1998:34.
107文炳勋.新时期中国共产党金融工作与执政安全研究[D].长沙:湖南师范大学,2005:63.
108文炳勋.新时期中国共产党金融工作与执政安全研究[D].长沙:湖南师范大学,2005:64.
109李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:70.
110中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:7.
111王新权.信托与投资经济问题研究[M].沈阳:辽宁人民出版社,1999:24-33.
112李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:70.
113王新权.中国信托业走向探索[D].北京:中国社会科学院研究生院,2000:65.
114中华人民共和国国务院.国务院关于整顿国内信托投资业务和加强更新改造资金管理的通知.国发[1982]61号.1982-4-10.
115中华人民共和国国务院.国务院关于整顿国内信托投资业务和加强更新改造资金管理的通知.国发[1982]61号.1982-4-10.
116邸席欣.论我国信托投资事业的发展[J].金融教学与研究,1993(3):41.
117曾忠生.中国信托机构风险管理研究[D].广州:暨南大学,2005:49.
118张静琦.金融信托学[M].成都:西南财经大学出版社,1998:99.
119张静琦.金融信托学[M].成都:西南财经大学出版社,1998:102-103.
120李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:72.
121国务院办公厅.国务院办公厅转发中国人民银行整顿信托投资公司方案的通知.国办发[1999]12号.1999-2-7.
120李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:72.
121国务院办公厅.国务院办公厅转发中国人民银行整顿信托投资公司方案的通知.国办发[1999]12号.1999-2-7.
123戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:8-9.
124王广谦.经济发展中的金融的贡献与效率[M]北京:中国人民大学出版社,1997:135.
125席月民.国有资产信托的法律问题探究[J].法学杂志,2004(4):39.
126周树立.中国信托业的选择[M].北京:中国金融出版社,1999:18.
127聂名华,杨飞虎.资本市场、中小企业与区域经济发展[J].武汉金融,2006(9):12.
128中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008:135.
129郭静.浅析我国私募股权基金发展现状.中小企业管理与科技(上旬刊),2009(2):162.
130中诚信托投资有限责任公司.中国信托业发展与产品创新[M].北京:中国金融出版社.2007:62.
131福建国资委.福建高速公路公司利用信托贷款型理财产品筹资5亿元.2008-4-25.国务院国有资产监督管理委员会网站http://www.sasac.gov.cn/n1180/index.html.
132施淑萍.中国区域经济与交通因素的关系初探[J].中南财经政法大学研究生学报,2006(2):83.
133中国银行业监督管理委员会.中国银监会办公厅关于鼓励信托公司开展公益信托业务支持灾后重建工作的通知.银监办发〔2008〕93号.2008-6-2.
134但有为.金港信托上半年为天津提供贷款超过67亿[N].上海证券报,2008-7-2.
135胡永平.储蓄、投资和经济增长的关系:模型构建与实证研究[D].重庆:重庆大学,2004:100.
136包群,阳小晓,赖明勇.关于我国储蓄—投资转化率偏低的实证分析[J].经济科学,2004(6):39-41.
137交银国际信托有限公司.http://www.bocommtrust.com/tdocumentsAction.do?operate=firstPage.2008-11-2.
139中国人民大学信托与基金研究所.中国信托业发展报告(1979-2003)[M].北京:中国经济出版社,2004:95.
140刘彩娜.华融探路准资产证券化[N].中华工商时报,2003-6-27.
141金立新.华融推出资产处置信托项目[N].金融时报,2003-6-29.
142王劭斐,王彤华.融资产管理公司的信托受益权转让模式对我国金融风险管理的现实意义[J].金融纵横,2003(9):35.
143周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:207.
144中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008:101-102.
146北京大学中国经济研究中心发展战略研究组.地方政府的职能和融资渠道—广信事件案例分析[J].管理世界,1999(5):12-13.
147孙飞.信托治理优化论[M].北京:中国经济出版社,2005:166.
148赵强.保险公司在企业年金市场运营主体中的地位[J].科技和产业,2006(2):59.
149肖伟.银行在企业年金发展中大有作为[J].中国金融,2007(22):41.
150栾华.投资银行业务[M].北京:电子工业出版社,2008:101-102.
151王琳,韩丹.东北老工业基地中小企业融资问题探析[J].新长征,2007(1):34.
152关大伟.振兴东北老工业基地政府管理环境问题研究[D].长春:吉林大学,2006:44.
[1]徐孟洲.信托法[M].北京:法律出版社,2006.
[2]全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001.
[3]何旭艳.上海信托业研究(1921-1949年)[M].上海:上海人民出版社出版,2007.
[4]中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008.
[5]孙飞.信托治理优化论[M].北京:中国经济出版社,2005.
[6]陈赤.中国信托创新研究[M].成都:西南财经大学出版社,2008.
[7]周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007.
[8]张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989.
[9]杨林枫,罗志华,张群革.中国信托业理论与实务研究[M].成都:西南财经大学出版社,2004.
[10]Hayton,周翼,王昊译.信托法[M].北京:法律出版社,2004.
[11]叶依广.区域经济学[M].北京:中国广播电视出版社,1991.
[12]金元欢,王建宇.区域经济学[M].杭州:浙江大学出版社,1997.
[13]张金锁,康凯.区域经济学[M].天津:天津大学出版社,1998.
[14]张军洲.中国区域金融分析[M].北京:中国经济出版社,1995.
[15]雷蒙德.w.戈德史密斯.金融结构与金融发展[M].上海:上海人民出版社,1994.
[16]刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003.
[17]胡章宏.金融可持续发展论[M].中国金融出版社,1999.
[18]支大林,于尚艳.区域金融理论与实证研究[M].北京:商务印书馆,2008.
[19]尹优平.中国区域金融协调发展研究[M].北京:中国金融出版社,2008.
[20]刘瑞波.金融信托学[M].北京:北京商业出版社,1997.
[21]王兆星.金融结构论[M].北京:中国金融出版社.1994.
[22]刘丽秋.金融信托理论与实务[M]武汉:武汉测绘科技大学出版社,1996.
[23]戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004.
[24]赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003.
[25]马亚明.发达国家信托业发展及其对我国的借鉴和启示[M].北京:中国金融出版社,2001.
[26]周小明.信托制度比较法研究[M].北京:法律出版社,1996.
[27]中国人民银行工商信贷部.日本东洋信托银行的信托业务[M].北京:中国金融出版社,1982.
[28]王新权.信托与投资经济问题研究[M].沈阳:辽宁人民出版社,1999.
[29]张静琦.金融信托学[M].成都:西南财经大学出版社,1998.
[30]王广谦.经济发展中的金融的贡献与效率[M]北京:中国人民大学出版社,1997.
[31]周树立.中国信托业的选择[M].北京:中国金融出版社,1999.
[32]中诚信托投资有限责任公司.中国信托业发展与产品创新[M].北京:中国金融出版社.2007.
[33]林汉川,夏敏仁.中国中小企业发展与就业问题研究[M].北京:中国财政经济出版社,2001.
[34]姚乃安.国际信托投资实务[M].北京:中国对外经济贸易出版社,1988.
[35]荣乐乐.金融信托学[M].西安:陕西人民出版社,1989.
[36]张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989.
[37]汤津妹,超然.金融信托与金融市场[M].天津:天津科学技术出版社,1990.
[38]何宝玉.英国信托法原理与判例[M].北京:法律出版社,2001.
[39]王淑敏,陆世敏.金融信托与租赁[M].北京:中国金融出版社,2002.
[40]霍津义.中国信托业理论与实务研究[M].天津:天津人民出版社,2003.
[41]陈大钢.中国信托法与信托法律制度创新[M].上海:立信会计出版社,2004.
[42]何怀宏.契约伦理与社会正义[M].北京:中国人民大学出版社,1993.
[43]陈建华.金融监管有效性研究[M].北京:中国金融出版社,2002.
[44]赖源河,王志诚.现代信托法论[M].北京:中国政法大学出版社,2002.
[45]王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998.
[46]钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003.
[47]曹建元.信托投资学[M].上海:上海财经大学出版社,2004.
[48]周玉华.信托法学[M].北京:中国政法大学出版社,2001.
[49]查理斯·R·吉斯,郭浩(译).金融体系中的投资银行[M].北京:经济科学出版社,1998.
[50]川崎诚一,刘丽京(译).信托[M].北京:中国金融出版社,1989.
[51]田中实,山田昭.信托法[M].台湾:台湾法务部印行.1989.
[52]麻岛昭一.日本信托银行业发展史[M].东京:有斐阁株式会社,1968.
[53]菲利普·科特勒,梅汝,梅清豪,周安柱.营销管理(新千年版·第十版)[M].北京:中国人民大学出版社.2001.
[54]David B.Parker and Anthony R.Mellows.The Modern Law of Trusts[M]. London :Sweet& Maxwell,1975.
[55]P.V.Baker and P.St.J.Langan.Snell’s Principles of Equity. London:Sweet& Maxwell,1982.
[56]Eugene F.Scoles.Problems and Materials on Decedents’Estates and Trusts[M]. Boston:Brown&Company,1981.
[1]曹芳.中国信托业制度变迁与业务发展研究[D].西安:西北农林科技大学,2004:19.
[2]张天民.失去衡平法的信托[D].中国政法大学,2002:172-176.
[3]李勇.信托业监管法律问题研究[D].中南大学,2006:147-149.
[4]江芳.营业信托的受托人权义体系研究[D].对外经济贸易大学,2007:79-93.
[5]林刚.中国他物权制度研究[D].西南政法大学,2005:19-28.
[6]尹优平.中国区域金融协调发展研究[D].成都:西南财经大学,2007:21.
[7]王礼平.中外信托制度问题研究[D].大连:东北财经大学,2003:35.[8]胡永平.储蓄、投资和经济增长的关系:模型构建与实证研究[D]重庆:重庆大学,2004:100. [9]王长庚.信托生成发展的学理分析—对重建我国信托业的研究[D].成都:西南财经大学.2000:106. [1]葛本中.中心地理论评介及其发展趋势研究[J].安徽师范大学学报(自然科学版),1989(2):84-86. [2]庞峰庭,韩若鹏.日本信托银行发展演进史对我国信托投资公司发展的借鉴[J].经济师,1997(12):28. [3]程国彬.附条件与附期限合同及其效力解析[J].法学杂志,2006(1):93. [4]朱勇,李学凤.英美法未用契约解构信托法律关系的原因解析[J].商场现代化,2007(10):276. [5]李群星.信托的法律性质与基本理念[J].法学研究,2000(3):8. [6]陈华,尹苑生.区域经济增长理论与经济非均衡发展[J].中外企业家,2006(3):90-95. [7]高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):35. [8]李萌,张佑林.论我国西部大开发的战略模式选择—来自缪尔达尔“地理上的二元经济结构”理论的启示[J].华中师范大学学报(人文社会科学版),2005(2):23. [9]汪宇明.核心—边缘理论在区域旅游规划中的运用[J].经济地理,2002(3):372. [10]席月民.国有资产信托的法律问题探究[J].法学杂志,2004(4):41-43. [11]聂名华,杨飞虎.资本市场、中小企业与区域经济发展[J].武汉金融,2006(9):14-16. [12]杨大楷,刘伟.国外信托业发展研究[J].当代财经,2000(4):44-45. [13]刘少波.美国个人信托业务的发展及启示[J].南方金融,2002(6):48-50. [14]李楠,张勇.日本金融信托业概况[J].经济导刊,1994(3):62-64. [15]曾振宇,刘卫江.信托业重整山河[J].银行家,2002(10):70-79. [16]施淑萍.中国区域经济与交通因素的关系初探[J].中南财经政法大学研究生学报,2006(2):83.
[17]郭明奇.经济金融改革与我国信托业的发展[J].信托投资研究,2004(5):21.
[18]王劭斐,王彤华.融资产管理公司的信托受益权转让模式对我国金融风险管理的现实意义[J].金融纵横,2003(9):35.
[19]于萍.资金信托和证券投资基金的甄别[J].金融理论与实践,2003(6):51-52.
[20]王文宇.信托法原理与商业信托法制[J].台大法学论丛,2000(1):394.谢哲胜.从商业信托的概念论投资信托的法律构架[J].月旦法学,2003(3):56-64.
[21]谢哲胜.受托人权利义务及责任[J].月旦法学,2000(10):114-136.
[22]李忠诚,汪其昌.信托业务关联交易辨析[J].上海金融,2004(10):50-51.
[23]刘正锋.美国信托法受托人谨慎义务研究[J].当代法学,2003(9):108-110.
[24]唐寿宁,赖观荣,林培清.中国信托投资业的问题与前景[J].金融研究,1999(1):57-65.
[25]熊伟.我国金融制度变迁中的信托公司[J].经济研究,1998(8):55-58.
[26]金焱,王旭.从异化到重构:论我国信托业的制度变迁[J].山东大学学报,2004(1):89-91.
[27]刘朝晖.全球金融自由化改革的制度经济学分析[J].国金融研究.2003(8):18-22.
[28]陶涛.大藏省改革和日本金融监管体系的完善[J].北京大学学报(哲学社会科学版),2000(1):60-67.
[29]邓举功.银证、银信、信证合作与金融理财[J].上海金融,2003(12):25-27.
[30]程治中,徐跃.银行业和信托业合作空间广阔[J].上海金融,2004(1):61-62.
[31]关新红,杨筱燕.透视中国信托业—发展障碍及对策分析[J].东北财经大学学报,2004(5):34-38.
[32]夏斌.发展中国统一信托市场的两大问题[J].法学,2005(1):15-18.
[33]应向阳.我国信托产品创新述评[J].农村金融研究,2004(3):53-54.
[34]曾庆芬.发达国家或地区信托业发展趋势及启示[J].西南民族学院学报,2003(4):59-63.
[35]秦力.国际上信托投资研究的理论流派简评[J].经济研究参考,2002(48):11-15.
[36]吴士君.信托投资公司的重新定位与开拓重点研究[J].上海金融,2002(6):19-20.
[37]孟辉,曾俊霞.地方政府与地方性信托投资公司的制度变迁分析[J].改革,2001(6):32.
[38]史薇.论我国信托业的发展趋向[J].金融研究,1999(6):17-18.
[39]西南财经大学金融学院课题组.再论信托的市场定位与发展方向[J].金融研究,1998(9):13-15.
[40]E. Mine Cinar.The Issue of Insider Trading in Law and Economics: Lessons for Emerging Financial Markets in the World.Journal of Business Ethics.1999,19: 345-353
[41]Anonymous. Highlights of recent developments in financial markets. Financial Market Trends.Febl999(72):7-13
[42]Joel Whitman,Richard H.Neiman.Should trust funds become mutual funds?[J].ABA Banking Journal,ABI/INFORM Global.Feb1991,83(2):59.
[43]Armen Alchian,Harold Demseta.Production,Information Costs,and Economic Organization.American Economic Review,Vol. 62:777-795.
[44]日本银行.经济统计月报(1990)[R]﹒日本总理府网站http:∥www.esri.cao.go.jp. 2008-12-17.
2赵许明,罗大钧.信托财产权属本质探究[J].华侨大学学报,2002(3):56.
3赵许明,罗大钧.信托财产权属本质探究[J].华侨大学学报,2002(3):56.
4许雄斌.信托创新理论与实践[D].北京:中国社会科学院研究生院,2004:10.
5全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:18.
6全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:38.
7中华人民共和国信托法.2001-4-28.
8中华人民共和国信托法.2001-4-28.
9王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998:85.
10钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003:204.
11闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:29-30.
12钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003:205.
13周玉华.信托法学[M].北京:中国政法大学出版社,2001:42.
14曹建元.信托投资学[M].上海:上海财经大学出版社,2004:12.
15王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998:58-59.
16周玉华.信托法学[M].北京:中国政法大学出版社,2001:42-43.
17曹建元.信托投资学[M].上海:上海财经大学出版社,2004:11.
18周玉华.信托法学[M].北京:中国政法大学出版社,2001:43.
19全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001:52.
20徐卫.信托受益权:物权?债权?抑或新权利?[J].安徽大学学报(哲学社会科学版),2006(5):68.
21王利明.论物权法中物权和债权的区分[J].法学论坛,2007(1):6-7.
22徐卫.信托受益权:物权?债权?抑或新权利?[J].安徽大学学报(哲学社会科学版),2006(5):67-68.
23刘德良,许中缘.物权债权区分理论的质疑[J].河北法学,2007(1):100.
24周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:35.
25张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989:148-149.
26秦力.国际上信托投资研究的理论流派简评[J].经济研究参考,2002(48):13.
27霍津义.中国信托业理论与实务研究[M].天津:天津人民出版社,2002:9.
28Maitland.A Course of Lectures,1909[C]. Cambridge :John Brunyate,1936:2.
29Maitland.A Course of Lectures,1909[C]. Cambridge :John Brunyate,1936:28.
30F.W.Maitland ,edited by A.H.Chaytor, W.J.Whittaker. The forms of action at common law c1909. 28.
31F.W.Maitland ,edited by A.H.Chaytor, W.J.Whittaker. The forms of action at common law c1909. 110.
32F.H.Lawson.A Common Lawyer Looks at the Civil Law,Missouri Law Review Spring c1909.12.
33周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:33.
34Scott,Fratcher.The Law of Trusts[M].Little, 4th Brown and Company,1987.40-48.
35American Law Institute . Restatement of the Law, 3rd, Trusts: Prudent Investor Rule [M]. Thomson West .1953.
36朱勇,李学凤.英美法未用契约解构信托法律关系的原因解析[J].商场现代化,2007(10):276.
37本文引自:徐卫.信托受益权的法律性质新探[J].上海财经大学学报,2006(4):52;原文引自:[日]大村敦志.民法总论(江溯,张立艳译)[M].北京:北京大学出版社,2004.
38American Law Institute .Restatement(Second)of Trusts.169 cmt.c1959.
39Hayton,周翼,王昊译.信托法[M].北京:法律出版社,2004:16.
40叶依广.区域经济学[M].北京:中国广播电视出版社,1991:35.
41叶依广.区域经济学[M].北京:中国广播电视出版社,1991:43.
42金元欢,王建宇.区域经济学[M].杭州:浙江大学出版社,1997:19.
43张金锁,康凯.区域经济学[M].天津:天津大学出版社,1998:236-238.
44陈华,尹苑生.区域经济增长理论与经济非均衡发展[J].中外企业家,2006(3):90.
45高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):38.
46高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):39.
47李萌,张佑林.论我国西部大开发的战略模式选择—来自缪尔达尔“地理上的二元经济结构”理论的启示[J].华中师范大学学报(人文社会科学版),2005(2):130.
48昝德银,陈华.区域经济增长理论与中国非均衡协调发展模式[J].金融教学与研究,2006(2):32.
49汪宇明.核心—边缘理论在区域旅游规划中的运用[J].经济地理,2002(3):372.
50张军洲.中国区域金融分析[M].北京:中国经济出版社,1995:2.
51雷蒙德.w.戈德史密斯,周朔(译)金融结构与金融发展[M].上海:上海人民出版社,1994:22-43.
52刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:37.
53刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:38.
54王兆星.中国金融结构论[M].北京:中国金融出版社.1994:93-95.
55刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003:38.
56李敬.中国区域金融发展差异研究—基于劳动分工理论的视角[D].重庆:重庆大学,2007:39.
57杨德勇.区域产业与金融发展研究[J].北京:中国经济出版社,2007:63.
58杨德勇.区域产业与金融发展研究[J].北京:中国经济出版社,2007:61.
59支大林.中国区域金融研究[D].长春:东北师范大学,2002:12.
60胡章宏.金融可持续发展论[M].中国金融出版社,1999:28.
61尹优平.中国区域金融协调发展研究[D].成都:西南财经大学,2007:70
62张凤超.金融产业成长及其规律探讨[J].当代经济研究,2003(10):71.
63张凤超.金融产业成长及其规律探讨[J].当代经济研究,2003(10):69.
64张彦.金融产业集聚的实现路径及其对我国的启示[D].上海:上海社会科学院,2008:90-91.
65于尚艳.东北区域金融产业成长研究[D].长春:东北师范大学,2005:21.
66刘瑞波.金融信托学[M].北京:北京商业出版社,1997:20.
67丘汉平.罗马法[M].北京:中国方正出版社,2004:311.
68杨林枫,罗志华,张群革.中国信托理论研究与制度构建.成都:西南财经大学出版社,2004:59.
69刘瑞波.金融信托学[M]北京:北京商业出版社,1997:21-22.
70刘丽秋.金融信托理论与实务[M]武汉:武汉测绘科技大学出版社,1996:22-23.
71戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:20.
72杨林枫,罗志华,张群革.中国信托理论研究与制度构建.成都:西南财经大学出版社,2004:60.
73杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:61.
74周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:68.
75陈赤.中国信托创新研究—基于信托功能视角的分析[M].成都:西南财经大学出版社,2008:36-37.
76姜永砺(译).日本银行信托法规与业务[M].上海:上海外语教育出版社.1989:19.
77姜永砺(译).日本银行信托法规与业务[M].上海:上海外语教育出版社.1989:20.
78李楠,张勇.日本金融信托业概况[J].经济导刊,1994(3):62-64.
79日本银行.经济统计月报(1990)[R]﹒日本总理府网站http:∥www.esri.cao.go.jp.2008-12-17.
80中国人民银行工商信贷部.日本东洋信托银行的信托业务[M].北京:中国金融出版社,1982:50.
81中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:164.
82庞峰庭,韩若鹏.日本信托银行发展演进史对我国信托投资公司发展的借鉴[J].经济师,1997(12):28.
83中国人民银行工商信贷部.日本东洋信托银行的信托业务.[M].北京:中国金融出版社,1982:51.
84石劲磊,王继松.日本信托业的发展及对我国的启示[J].山西财经大学学报,2002(1):84-85.
85石劲磊,王继松.日本信托业的发展及对我国的启示[J].山西财经大学学报,2002(1):85.
86王礼平.中外信托制度问题研究[D].大连:东北财经大学,2003:35.
87陈玉林.日本信托业的发展及其对我国的启示[J].经济与社会发展,2003(7):48.
88闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:59-60.
89赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003:27-28.
90闫康.新世纪的思索—中国信托业发展的产业经济分析[D].武汉:中南财经政法大学,2003:61.
91中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:167-168.
92戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:23.
93杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:62.
94杨林枫,罗志华,张群革.中国信托理论研究与制度构建[M].成都:西南财经大学出版社,2004:63.
95马亚明.发达国家信托业发展及其对我国的借鉴和启示[M].北京:中国金融出版社,2001:62.
96戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:12.
97戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:13.
98王洪兰,刘志浩.现代信托学[M].大连:东北财经大学出版社,1998:12-13.
99周小明.信托制度比较法研究[M].北京:法律出版社,1996:110.
100曹芳.中国信托业制度变迁与业务发展研究[D].西安:西北农林科技大学,2004:19.
101赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003:29.
102王洪兰,吴志浩.现代信托学[M].大连:东北财经大学出版社,1998:28.
104王新权.中国信托业走向探索[D].北京:中国社会科学院,2000:23-24.
105何旭艳.上海信托业务研究(1921-1949)[M].上海:上海人民出版社,2007:215-219.
106王洪兰,吴志浩.现代信托学[M].大连:东北财经大学出版社,1998:34.
107文炳勋.新时期中国共产党金融工作与执政安全研究[D].长沙:湖南师范大学,2005:63.
108文炳勋.新时期中国共产党金融工作与执政安全研究[D].长沙:湖南师范大学,2005:64.
109李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:70.
110中国人民大学信托与基金研究所.中国信托业发展报告(1979～2003)[M].北京:中国经济出版社,2004:7.
111王新权.信托与投资经济问题研究[M].沈阳:辽宁人民出版社,1999:24-33.
112李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:70.
113王新权.中国信托业走向探索[D].北京:中国社会科学院研究生院,2000:65.
114中华人民共和国国务院.国务院关于整顿国内信托投资业务和加强更新改造资金管理的通知.国发[1982]61号.1982-4-10.
115中华人民共和国国务院.国务院关于整顿国内信托投资业务和加强更新改造资金管理的通知.国发[1982]61号.1982-4-10.
116邸席欣.论我国信托投资事业的发展[J].金融教学与研究,1993(3):41.
117曾忠生.中国信托机构风险管理研究[D].广州:暨南大学,2005:49.
118张静琦.金融信托学[M].成都:西南财经大学出版社,1998:99.
119张静琦.金融信托学[M].成都:西南财经大学出版社,1998:102-103.
120李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:72.
121国务院办公厅.国务院办公厅转发中国人民银行整顿信托投资公司方案的通知.国办发[1999]12号.1999-2-7.
120李廷芳.我国信托公司业务定位研究[D]:上海:同济大学,2007:72.
121国务院办公厅.国务院办公厅转发中国人民银行整顿信托投资公司方案的通知.国办发[1999]12号.1999-2-7.
123戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004:8-9.
124王广谦.经济发展中的金融的贡献与效率[M]北京:中国人民大学出版社,1997:135.
125席月民.国有资产信托的法律问题探究[J].法学杂志,2004(4):39.
126周树立.中国信托业的选择[M].北京:中国金融出版社,1999:18.
127聂名华,杨飞虎.资本市场、中小企业与区域经济发展[J].武汉金融,2006(9):12.
128中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008:135.
129郭静.浅析我国私募股权基金发展现状.中小企业管理与科技(上旬刊),2009(2):162.
130中诚信托投资有限责任公司.中国信托业发展与产品创新[M].北京:中国金融出版社.2007:62.
131福建国资委.福建高速公路公司利用信托贷款型理财产品筹资5亿元.2008-4-25.国务院国有资产监督管理委员会网站http://www.sasac.gov.cn/n1180/index.html.
132施淑萍.中国区域经济与交通因素的关系初探[J].中南财经政法大学研究生学报,2006(2):83.
133中国银行业监督管理委员会.中国银监会办公厅关于鼓励信托公司开展公益信托业务支持灾后重建工作的通知.银监办发〔2008〕93号.2008-6-2.
134但有为.金港信托上半年为天津提供贷款超过67亿[N].上海证券报,2008-7-2.
135胡永平.储蓄、投资和经济增长的关系:模型构建与实证研究[D].重庆:重庆大学,2004:100.
136包群,阳小晓,赖明勇.关于我国储蓄—投资转化率偏低的实证分析[J].经济科学,2004(6):39-41.
137交银国际信托有限公司.http://www.bocommtrust.com/tdocumentsAction.do?operate=firstPage.2008-11-2.
139中国人民大学信托与基金研究所.中国信托业发展报告(1979-2003)[M].北京:中国经济出版社,2004:95.
140刘彩娜.华融探路准资产证券化[N].中华工商时报,2003-6-27.
141金立新.华融推出资产处置信托项目[N].金融时报,2003-6-29.
142王劭斐,王彤华.融资产管理公司的信托受益权转让模式对我国金融风险管理的现实意义[J].金融纵横,2003(9):35.
143周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007:207.
144中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008:101-102.
146北京大学中国经济研究中心发展战略研究组.地方政府的职能和融资渠道—广信事件案例分析[J].管理世界,1999(5):12-13.
147孙飞.信托治理优化论[M].北京:中国经济出版社,2005:166.
148赵强.保险公司在企业年金市场运营主体中的地位[J].科技和产业,2006(2):59.
149肖伟.银行在企业年金发展中大有作为[J].中国金融,2007(22):41.
150栾华.投资银行业务[M].北京:电子工业出版社,2008:101-102.
151王琳,韩丹.东北老工业基地中小企业融资问题探析[J].新长征,2007(1):34.
152关大伟.振兴东北老工业基地政府管理环境问题研究[D].长春:吉林大学,2006:44.
[1]徐孟洲.信托法[M].北京:法律出版社,2006.
[2]全国人大信托法起草工作小组.中华人民共和国信托法释义[M].北京:中国金融出版社,2001.
[3]何旭艳.上海信托业研究(1921-1949年)[M].上海:上海人民出版社出版,2007.
[4]中国人民大学信托与基金研究所.中国信托业发展报告2007[M].北京:中国经济出版社,2008.
[5]孙飞.信托治理优化论[M].北京:中国经济出版社,2005.
[6]陈赤.中国信托创新研究[M].成都:西南财经大学出版社,2008.
[7]周明.中国信托市场运行机制—基于合约视角的分析[M].北京:中国经济出版社,2007.
[8]张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989.
[9]杨林枫,罗志华,张群革.中国信托业理论与实务研究[M].成都:西南财经大学出版社,2004.
[10]Hayton,周翼,王昊译.信托法[M].北京:法律出版社,2004.
[11]叶依广.区域经济学[M].北京:中国广播电视出版社,1991.
[12]金元欢,王建宇.区域经济学[M].杭州:浙江大学出版社,1997.
[13]张金锁,康凯.区域经济学[M].天津:天津大学出版社,1998.
[14]张军洲.中国区域金融分析[M].北京:中国经济出版社,1995.
[15]雷蒙德.w.戈德史密斯.金融结构与金融发展[M].上海:上海人民出版社,1994.
[16]刘仁伍.区域金融结构和金融发展理论与实证研究[M].北京:经济管理出版社,2003.
[17]胡章宏.金融可持续发展论[M].中国金融出版社,1999.
[18]支大林,于尚艳.区域金融理论与实证研究[M].北京:商务印书馆,2008.
[19]尹优平.中国区域金融协调发展研究[M].北京:中国金融出版社,2008.
[20]刘瑞波.金融信托学[M].北京:北京商业出版社,1997.
[21]王兆星.金融结构论[M].北京:中国金融出版社.1994.
[22]刘丽秋.金融信托理论与实务[M]武汉:武汉测绘科技大学出版社,1996.
[23]戴建兵,倪馨.信托与租赁[M].北京:中国铁道出版社,2004.
[24]赵奎,朱崇利.金融信托理论与实务[M].北京:经济科学出版社,2003.
[25]马亚明.发达国家信托业发展及其对我国的借鉴和启示[M].北京:中国金融出版社,2001.
[26]周小明.信托制度比较法研究[M].北京:法律出版社,1996.
[27]中国人民银行工商信贷部.日本东洋信托银行的信托业务[M].北京:中国金融出版社,1982.
[28]王新权.信托与投资经济问题研究[M].沈阳:辽宁人民出版社,1999.
[29]张静琦.金融信托学[M].成都:西南财经大学出版社,1998.
[30]王广谦.经济发展中的金融的贡献与效率[M]北京:中国人民大学出版社,1997.
[31]周树立.中国信托业的选择[M].北京:中国金融出版社,1999.
[32]中诚信托投资有限责任公司.中国信托业发展与产品创新[M].北京:中国金融出版社.2007.
[33]林汉川,夏敏仁.中国中小企业发展与就业问题研究[M].北京:中国财政经济出版社,2001.
[34]姚乃安.国际信托投资实务[M].北京:中国对外经济贸易出版社,1988.
[35]荣乐乐.金融信托学[M].西安:陕西人民出版社,1989.
[36]张桂生,万存知.金融信托概论[M].北京:中国金融出版社,1989.
[37]汤津妹,超然.金融信托与金融市场[M].天津:天津科学技术出版社,1990.
[38]何宝玉.英国信托法原理与判例[M].北京:法律出版社,2001.
[39]王淑敏,陆世敏.金融信托与租赁[M].北京:中国金融出版社,2002.
[40]霍津义.中国信托业理论与实务研究[M].天津:天津人民出版社,2003.
[41]陈大钢.中国信托法与信托法律制度创新[M].上海:立信会计出版社,2004.
[42]何怀宏.契约伦理与社会正义[M].北京:中国人民大学出版社,1993.
[43]陈建华.金融监管有效性研究[M].北京:中国金融出版社,2002.
[44]赖源河,王志诚.现代信托法论[M].北京:中国政法大学出版社,2002.
[45]王洪兰,刘志治.现代信托学[M].大连:东北财经大学出版社出版,1998.
[46]钟瑞栋,陈向聪.信托法[M].厦门:厦门大学出版社,2003.
[47]曹建元.信托投资学[M].上海:上海财经大学出版社,2004.
[48]周玉华.信托法学[M].北京:中国政法大学出版社,2001.
[49]查理斯·R·吉斯,郭浩(译).金融体系中的投资银行[M].北京:经济科学出版社,1998.
[50]川崎诚一,刘丽京(译).信托[M].北京:中国金融出版社,1989.
[51]田中实,山田昭.信托法[M].台湾:台湾法务部印行.1989.
[52]麻岛昭一.日本信托银行业发展史[M].东京:有斐阁株式会社,1968.
[53]菲利普·科特勒,梅汝,梅清豪,周安柱.营销管理(新千年版·第十版)[M].北京:中国人民大学出版社.2001.
[54]David B.Parker and Anthony R.Mellows.The Modern Law of Trusts[M]. London :Sweet& Maxwell,1975.
[55]P.V.Baker and P.St.J.Langan.Snell’s Principles of Equity. London:Sweet& Maxwell,1982.
[56]Eugene F.Scoles.Problems and Materials on Decedents’Estates and Trusts[M]. Boston:Brown&Company,1981.
[1]曹芳.中国信托业制度变迁与业务发展研究[D].西安:西北农林科技大学,2004:19.
[2]张天民.失去衡平法的信托[D].中国政法大学,2002:172-176.
[3]李勇.信托业监管法律问题研究[D].中南大学,2006:147-149.
[4]江芳.营业信托的受托人权义体系研究[D].对外经济贸易大学,2007:79-93.
[5]林刚.中国他物权制度研究[D].西南政法大学,2005:19-28.
[6]尹优平.中国区域金融协调发展研究[D].成都:西南财经大学,2007:21.
[7]王礼平.中外信托制度问题研究[D].大连:东北财经大学,2003:35.[8]胡永平.储蓄、投资和经济增长的关系:模型构建与实证研究[D]重庆:重庆大学,2004:100. [9]王长庚.信托生成发展的学理分析—对重建我国信托业的研究[D].成都:西南财经大学.2000:106. [1]葛本中.中心地理论评介及其发展趋势研究[J].安徽师范大学学报(自然科学版),1989(2):84-86. [2]庞峰庭,韩若鹏.日本信托银行发展演进史对我国信托投资公司发展的借鉴[J].经济师,1997(12):28. [3]程国彬.附条件与附期限合同及其效力解析[J].法学杂志,2006(1):93. [4]朱勇,李学凤.英美法未用契约解构信托法律关系的原因解析[J].商场现代化,2007(10):276. [5]李群星.信托的法律性质与基本理念[J].法学研究,2000(3):8. [6]陈华,尹苑生.区域经济增长理论与经济非均衡发展[J].中外企业家,2006(3):90-95. [7]高志刚.区域经济差异理论述评及研究新进展[J].经济师,2002(2):35. [8]李萌,张佑林.论我国西部大开发的战略模式选择—来自缪尔达尔“地理上的二元经济结构”理论的启示[J].华中师范大学学报(人文社会科学版),2005(2):23. [9]汪宇明.核心—边缘理论在区域旅游规划中的运用[J].经济地理,2002(3):372. [10]席月民.国有资产信托的法律问题探究[J].法学杂志,2004(4):41-43. [11]聂名华,杨飞虎.资本市场、中小企业与区域经济发展[J].武汉金融,2006(9):14-16. [12]杨大楷,刘伟.国外信托业发展研究[J].当代财经,2000(4):44-45. [13]刘少波.美国个人信托业务的发展及启示[J].南方金融,2002(6):48-50. [14]李楠,张勇.日本金融信托业概况[J].经济导刊,1994(3):62-64. [15]曾振宇,刘卫江.信托业重整山河[J].银行家,2002(10):70-79. [16]施淑萍.中国区域经济与交通因素的关系初探[J].中南财经政法大学研究生学报,2006(2):83.
[17]郭明奇.经济金融改革与我国信托业的发展[J].信托投资研究,2004(5):21.
[18]王劭斐,王彤华.融资产管理公司的信托受益权转让模式对我国金融风险管理的现实意义[J].金融纵横,2003(9):35.
[19]于萍.资金信托和证券投资基金的甄别[J].金融理论与实践,2003(6):51-52.
[20]王文宇.信托法原理与商业信托法制[J].台大法学论丛,2000(1):394.谢哲胜.从商业信托的概念论投资信托的法律构架[J].月旦法学,2003(3):56-64.
[21]谢哲胜.受托人权利义务及责任[J].月旦法学,2000(10):114-136.
[22]李忠诚,汪其昌.信托业务关联交易辨析[J].上海金融,2004(10):50-51.
[23]刘正锋.美国信托法受托人谨慎义务研究[J].当代法学,2003(9):108-110.
[24]唐寿宁,赖观荣,林培清.中国信托投资业的问题与前景[J].金融研究,1999(1):57-65.
[25]熊伟.我国金融制度变迁中的信托公司[J].经济研究,1998(8):55-58.
[26]金焱,王旭.从异化到重构:论我国信托业的制度变迁[J].山东大学学报,2004(1):89-91.
[27]刘朝晖.全球金融自由化改革的制度经济学分析[J].国金融研究.2003(8):18-22.
[28]陶涛.大藏省改革和日本金融监管体系的完善[J].北京大学学报(哲学社会科学版),2000(1):60-67.
[29]邓举功.银证、银信、信证合作与金融理财[J].上海金融,2003(12):25-27.
[30]程治中,徐跃.银行业和信托业合作空间广阔[J].上海金融,2004(1):61-62.
[31]关新红,杨筱燕.透视中国信托业—发展障碍及对策分析[J].东北财经大学学报,2004(5):34-38.
[32]夏斌.发展中国统一信托市场的两大问题[J].法学,2005(1):15-18.
[33]应向阳.我国信托产品创新述评[J].农村金融研究,2004(3):53-54.
[34]曾庆芬.发达国家或地区信托业发展趋势及启示[J].西南民族学院学报,2003(4):59-63.
[35]秦力.国际上信托投资研究的理论流派简评[J].经济研究参考,2002(48):11-15.
[36]吴士君.信托投资公司的重新定位与开拓重点研究[J].上海金融,2002(6):19-20.
[37]孟辉,曾俊霞.地方政府与地方性信托投资公司的制度变迁分析[J].改革,2001(6):32.
[38]史薇.论我国信托业的发展趋向[J].金融研究,1999(6):17-18.
[39]西南财经大学金融学院课题组.再论信托的市场定位与发展方向[J].金融研究,1998(9):13-15.
[40]E. Mine Cinar.The Issue of Insider Trading in Law and Economics: Lessons for Emerging Financial Markets in the World.Journal of Business Ethics.1999,19: 345-353
[41]Anonymous. Highlights of recent developments in financial markets. Financial Market Trends.Febl999(72):7-13
[42]Joel Whitman,Richard H.Neiman.Should trust funds become mutual funds?[J].ABA Banking Journal,ABI/INFORM Global.Feb1991,83(2):59.
[43]Armen Alchian,Harold Demseta.Production,Information Costs,and Economic Organization.American Economic Review,Vol. 62:777-795.
[44]日本银行.经济统计月报(1990)[R]﹒日本总理府网站http:∥www.esri.cao.go.jp. 2008-12-17.