金融和谐论
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摘要
当前,我国正在构建社会主义和谐社会,金融和谐是经济和谐的基础,经济和谐是社会和谐的基础。然而,金融在为经济社会发展做出重大贡献的同时,金融系统的脆弱性和不和谐性也成为制约经济社会和谐发展的重要因素。和谐金融建设必须有正确的理论指导,然而目前,我国理论界尚未形成科学完整的金融和谐理论体系,金融和谐内涵与标准尚无权威统一的解释。因此,从理论上研究探索金融和谐发展问题具有十分重要的意义。
本文梳理了哲学、系统学、经济学视角下的和谐定义,运用开放复杂巨系统理论对金融系统进行了深入分析,明确界定了金融和谐的内涵,构建了金融和谐系统的理论模型,对我国金融和谐状态进行了实证分析,提出了推进金融和谐建设的政策建议。
本文在以下方面有创新:本文明确界定了“金融和谐”的内涵。金融系统是一个开放的复杂巨系统,所谓“金融和谐”是指金融系统的协调、稳定、均衡发展。金融和谐由金融内生机制和谐与金融生态环境和谐两大部分构成。金融和谐具有层次性,即在微观、中观和宏观层面有不同体现;具有协调性,即金融系统自身所体现出来的“自洽性”和与外部环境和谐共生所体现出来的“外洽性”;具有稳定性,即金融和谐是金融系统与外部环境一种动态的、相对稳定的关系。本文构建了一个完整科学的金融和谐系统理论体系。这个体系由金融和谐功能模型、和谐状态方程、和谐度测度模型和自组织演化机制构成。金融和谐功能模型用来描述金融系统各构成要素相互作用对系统功能和效应的影响;金融和谐状态方程用来定性解释和描述金融系统的和谐状态;金融和谐度测度模型是测度金融系统和谐性的理论方程,从定量角度对一个金融系统和谐与否做出说明;自组织演化机制描述了金融系统作为一个开放的复杂巨系统的自组织特性,阐明金融和谐是通过系统自组织演化实现的。本文构建了金融和谐的政策体系。金融和谐建设既要着眼于构建金融巨系统内部和谐,同时要高度重视金融运行的外部环境建设,促成金融系统外部和谐,同时要在金融政策及调控方式上体现我国区域差异。
本文对于深化我国金融和谐理论研究,指导金融和谐建设具有重要意义。
China is currently constructing a socialist harmonious society. A harmonious financial system is the foundation of economic harmony and thus of social harmony. While financial system plays a critical role in economic and social development, a vulnerable and inharmonious one may also curb such development. Building of a harmonious financial system demands a reasonable theoretical framework, which is still to be established by China’s academia, providing an authoritative and consistent interpretation on connotations and features of such a system. Therefore, theoretical research and exploration of issues related to harmonious financial development are of great significance.
From a summary of definitions on harmony from perspectives of philosophy, system science and economics, this paper discusses in depth of financial system according to the theory of an open complex giant system. It then gives a clear description of connotations of a harmonious financial system, develops a theoretical model of a harmonious financial system. Based on empirical analysis of China’s current financial system in terms of harmony, it proposes policy recommendations for promoting the construction of a harmonious financial system.
Its results were: It clearly defines connotations of“a harmonious financial system”. In an open complex giant system such as a financial system, harmony means coordinated, stable and well-balanced development of the system. A harmonious financial system expresses itself in a harmonious internal mechanism and a financial eco-system. It also demonstrates itself in multi-layers differently, or the micro-layer, the middle, and the macro. A coordinated financial system is consistent internally and externally. A stable financial system maintains a dynamic stable relationship with external environment. This paper also establishes a complete and scientific framework of theories on a harmonious financial system. The framework is composed of functional model of financial harmony, harmony state equation, harmony measurement model and self-organizing evolvement mechanism. The functional model of financial harmony depicts interaction of various elements in the financial system and their influences on the system’s function and effectiveness. The harmony state equation explains qualitatively what a harmonious financial system looks like. The harmony measurement model determines theoretically and quantitatively whether a system is harmonious or not. The self-organizing evolvement mechanism identifies features of self-organizing of the financial system, one of an open complex giant system, as well as shows that harmony is achieved through the system’s self-organizing evolvement. In addition, the paper establishes policy system for a harmonious financial system. In building financial system that is harmonious internally and especially externally, China’s financial policies and controlling tools shall be implemented in a way that respects regional disparities.
This paper may provide important guidance to researches on and the construction of a harmonious financial system.
本文梳理了哲学、系统学、经济学视角下的和谐定义,运用开放复杂巨系统理论对金融系统进行了深入分析,明确界定了金融和谐的内涵,构建了金融和谐系统的理论模型,对我国金融和谐状态进行了实证分析,提出了推进金融和谐建设的政策建议。
本文在以下方面有创新:本文明确界定了“金融和谐”的内涵。金融系统是一个开放的复杂巨系统,所谓“金融和谐”是指金融系统的协调、稳定、均衡发展。金融和谐由金融内生机制和谐与金融生态环境和谐两大部分构成。金融和谐具有层次性,即在微观、中观和宏观层面有不同体现;具有协调性,即金融系统自身所体现出来的“自洽性”和与外部环境和谐共生所体现出来的“外洽性”;具有稳定性,即金融和谐是金融系统与外部环境一种动态的、相对稳定的关系。本文构建了一个完整科学的金融和谐系统理论体系。这个体系由金融和谐功能模型、和谐状态方程、和谐度测度模型和自组织演化机制构成。金融和谐功能模型用来描述金融系统各构成要素相互作用对系统功能和效应的影响;金融和谐状态方程用来定性解释和描述金融系统的和谐状态;金融和谐度测度模型是测度金融系统和谐性的理论方程,从定量角度对一个金融系统和谐与否做出说明;自组织演化机制描述了金融系统作为一个开放的复杂巨系统的自组织特性,阐明金融和谐是通过系统自组织演化实现的。本文构建了金融和谐的政策体系。金融和谐建设既要着眼于构建金融巨系统内部和谐,同时要高度重视金融运行的外部环境建设,促成金融系统外部和谐,同时要在金融政策及调控方式上体现我国区域差异。
本文对于深化我国金融和谐理论研究,指导金融和谐建设具有重要意义。
China is currently constructing a socialist harmonious society. A harmonious financial system is the foundation of economic harmony and thus of social harmony. While financial system plays a critical role in economic and social development, a vulnerable and inharmonious one may also curb such development. Building of a harmonious financial system demands a reasonable theoretical framework, which is still to be established by China’s academia, providing an authoritative and consistent interpretation on connotations and features of such a system. Therefore, theoretical research and exploration of issues related to harmonious financial development are of great significance.
From a summary of definitions on harmony from perspectives of philosophy, system science and economics, this paper discusses in depth of financial system according to the theory of an open complex giant system. It then gives a clear description of connotations of a harmonious financial system, develops a theoretical model of a harmonious financial system. Based on empirical analysis of China’s current financial system in terms of harmony, it proposes policy recommendations for promoting the construction of a harmonious financial system.
Its results were: It clearly defines connotations of“a harmonious financial system”. In an open complex giant system such as a financial system, harmony means coordinated, stable and well-balanced development of the system. A harmonious financial system expresses itself in a harmonious internal mechanism and a financial eco-system. It also demonstrates itself in multi-layers differently, or the micro-layer, the middle, and the macro. A coordinated financial system is consistent internally and externally. A stable financial system maintains a dynamic stable relationship with external environment. This paper also establishes a complete and scientific framework of theories on a harmonious financial system. The framework is composed of functional model of financial harmony, harmony state equation, harmony measurement model and self-organizing evolvement mechanism. The functional model of financial harmony depicts interaction of various elements in the financial system and their influences on the system’s function and effectiveness. The harmony state equation explains qualitatively what a harmonious financial system looks like. The harmony measurement model determines theoretically and quantitatively whether a system is harmonious or not. The self-organizing evolvement mechanism identifies features of self-organizing of the financial system, one of an open complex giant system, as well as shows that harmony is achieved through the system’s self-organizing evolvement. In addition, the paper establishes policy system for a harmonious financial system. In building financial system that is harmonious internally and especially externally, China’s financial policies and controlling tools shall be implemented in a way that respects regional disparities.
This paper may provide important guidance to researches on and the construction of a harmonious financial system.
引文
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