吉林省农村社会养老保险制度分析
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摘要
关于农村社会养老保险的研究很多,许多人做了定性研究,也有一部分人做的是定量研究。
本文立足于新型农村社会养老保险制度,在这一框架下利用人口分析的方法来确定吉林省农村社会养老保险的缴费数额,关于政府(包括中央政府和地方政府)财政投入和农民个人账户的积累分别结合国家政策的相关规定,在此之前进行了一些有利于论文展开的假设。
本文的创新之处,给出了一个用于计算月领取养老金标准的简化公式,根据我省的农村家庭食品消费假定了居民生活的三种标准(温饱型、小康型、富裕型)充分分析了三种标准下农民个人的缴费压力与政府的财政压力,尤其是地方政府的财政压力和国家财政政策有一个直观的比较。
结论:新农保制度的实施过程中仍然存在许多尚未解决的的问题,包括地方政府职责的缺失,制度衔接上的困难等。最后提出了解决这些问题的几点建议。
China is a large population, 13.6 million people by 18 million mu of arable land to feed, of which 70% of rural population, according to incomplete statistics, the rural elderly has reached 100 million people. The problem is the rural old-age health care, insurance, and spiritual comfort, etc., systemic security problems is related to social stability and development and social harmony of the question. The results of reform and opening up is all working together to create, so the state made the initial distribution focus on efficiency and justice in redistribution. Construction of rural social security system to address urban-rural divide and to achieve a significant measure of social justice.Chinese farmers in the national construction and development of various periods, have made tremendous sacrifices and contributions. Land transfer, limit the acquisition of food, rich in migrant workers labor, rural savings, these have urban development and national industrialization process has made great the contribution, Need consider is how to make a positive contribution to the peasants of compensation. Further, rural families rely on traditional forms of protection, due to the successful implementation of family planning policy has been gradually to the "4-2-1" structure transformation, the traditional mechanism of raising children for old age is broken. Rural social old-age security system was successfully established, will be resolving the "three rural" issue a key step.
The contents of this framework are as follows:
First introduced old-age security system in China established in history, including academic exploration, learning from advanced foreign experience, in theory gradually established, and practice there the problem can not be the solution of a unified, still remain the ground place policies to protect level. Jilin Province as a traditional agricultural province, and the economically underdeveloped areas of common areas, are also characteristics of the region, specific performance: (1) The average arable land rural population above the national average, but the output level is not high; (2 ) non-agricultural share of low value-added effect of not relying solely on land; (3) collective economic underdevelopment, lack of supplementary protection. Since 1992, our province through the establishment phase of agricultural insurance, comprehensive shrinking phase, the maintenance of the development stage, pilot stage, the situation in the province of Jilin Province decided to solve the main problem of rural old-age insurance or government and individuals.
Second, the aging of rural Jilin Province to predict the future, using 2000 census data as the fifth basic information, access to a number of experts and authoritative statistics department, conducted a series of assumptions, it follows that interval of the population five years, the median age, the percentage of all age and other indicators, to predict the results were analyzed. According to projections in different ways according to the conclusions of the government to pay pressure measurement, one in accordance with the population, one in accordance with the security level, on the basis of this analysis concluded.
The fifth paper is the final chapter which to solve these problems and recommendations. From the division of responsibilities, team building, fund management and other aspects of the personal view on the need to improve co-ordination level, especially in co-ordinating national and provincial level to account for the bulk of the land transfer system must be rationalized, the legal system, not for Local Government and the people for profits, the market most of the interests of the people left, to build rural endowment insurance actuarial system, so that the pension insurance system and business integration, more conducive to long-term development of the system, speeding up the level of urbanization, only to break the urban-rural split, the rural and urban areas link up the system in order to fundamentally solve the problem of rural old-age security
The innovation of this research is: based on existing research to predict the rural elderly population, made in accordance with the type of food and clothing, comfortable, well-off standard for government and individuals pay for pressure measurement, thereby The establishment of rural endowment insurance funds and state subsidies provide a quantitative standard.
本文立足于新型农村社会养老保险制度,在这一框架下利用人口分析的方法来确定吉林省农村社会养老保险的缴费数额,关于政府(包括中央政府和地方政府)财政投入和农民个人账户的积累分别结合国家政策的相关规定,在此之前进行了一些有利于论文展开的假设。
本文的创新之处,给出了一个用于计算月领取养老金标准的简化公式,根据我省的农村家庭食品消费假定了居民生活的三种标准(温饱型、小康型、富裕型)充分分析了三种标准下农民个人的缴费压力与政府的财政压力,尤其是地方政府的财政压力和国家财政政策有一个直观的比较。
结论:新农保制度的实施过程中仍然存在许多尚未解决的的问题,包括地方政府职责的缺失,制度衔接上的困难等。最后提出了解决这些问题的几点建议。
China is a large population, 13.6 million people by 18 million mu of arable land to feed, of which 70% of rural population, according to incomplete statistics, the rural elderly has reached 100 million people. The problem is the rural old-age health care, insurance, and spiritual comfort, etc., systemic security problems is related to social stability and development and social harmony of the question. The results of reform and opening up is all working together to create, so the state made the initial distribution focus on efficiency and justice in redistribution. Construction of rural social security system to address urban-rural divide and to achieve a significant measure of social justice.Chinese farmers in the national construction and development of various periods, have made tremendous sacrifices and contributions. Land transfer, limit the acquisition of food, rich in migrant workers labor, rural savings, these have urban development and national industrialization process has made great the contribution, Need consider is how to make a positive contribution to the peasants of compensation. Further, rural families rely on traditional forms of protection, due to the successful implementation of family planning policy has been gradually to the "4-2-1" structure transformation, the traditional mechanism of raising children for old age is broken. Rural social old-age security system was successfully established, will be resolving the "three rural" issue a key step.
The contents of this framework are as follows:
First introduced old-age security system in China established in history, including academic exploration, learning from advanced foreign experience, in theory gradually established, and practice there the problem can not be the solution of a unified, still remain the ground place policies to protect level. Jilin Province as a traditional agricultural province, and the economically underdeveloped areas of common areas, are also characteristics of the region, specific performance: (1) The average arable land rural population above the national average, but the output level is not high; (2 ) non-agricultural share of low value-added effect of not relying solely on land; (3) collective economic underdevelopment, lack of supplementary protection. Since 1992, our province through the establishment phase of agricultural insurance, comprehensive shrinking phase, the maintenance of the development stage, pilot stage, the situation in the province of Jilin Province decided to solve the main problem of rural old-age insurance or government and individuals.
Second, the aging of rural Jilin Province to predict the future, using 2000 census data as the fifth basic information, access to a number of experts and authoritative statistics department, conducted a series of assumptions, it follows that interval of the population five years, the median age, the percentage of all age and other indicators, to predict the results were analyzed. According to projections in different ways according to the conclusions of the government to pay pressure measurement, one in accordance with the population, one in accordance with the security level, on the basis of this analysis concluded.
The fifth paper is the final chapter which to solve these problems and recommendations. From the division of responsibilities, team building, fund management and other aspects of the personal view on the need to improve co-ordination level, especially in co-ordinating national and provincial level to account for the bulk of the land transfer system must be rationalized, the legal system, not for Local Government and the people for profits, the market most of the interests of the people left, to build rural endowment insurance actuarial system, so that the pension insurance system and business integration, more conducive to long-term development of the system, speeding up the level of urbanization, only to break the urban-rural split, the rural and urban areas link up the system in order to fundamentally solve the problem of rural old-age security
The innovation of this research is: based on existing research to predict the rural elderly population, made in accordance with the type of food and clothing, comfortable, well-off standard for government and individuals pay for pressure measurement, thereby The establishment of rural endowment insurance funds and state subsidies provide a quantitative standard.
引文
②米红.农村社会养老保障理论、方法与制度设计[M].浙江大学出版社,2007:1.
③安增龙.中国农村社会养老保险制度研究[M]中国农业出版社,2006:31.
④同上
⑤蒋月.社会保障法概论[M]法律出版社,1999:231.
⑥贺红霞贫困地区农村养老保障现状及出路探讨[J].陇东学院学报,2009(3):133
⑦谭克俭丁润平农村养老保障现状及其支撑条件[J].南京人口管理干部学院学报2008(2):8
⑧董幼鸿构建二元社会经济结构下的农村养老保障新体系[J]新东方,2002(3):11
⑨王静珊农村空巢老人的形成及养老模式的理性选择[D].2009
⑩万忠德21世纪我国农村养老模式的构建与前瞻性思考[J].宁夏社会科学,2002(3):64
11高爱华我国农村养老保险的现状及其出路[J].开封教育学院学报,2003(2)
12钟建华,潘剑锋.农村养老模式比较及中国农村养老之思考[J]2008
13董幼鸿.构建二元社会经济结构下的农村养老保障新体系[J].新东方,2002(3):11
14王亚柯,杨震林.转型期中国农村养老模式研究[J]信阳师范学院学报,2002(3)
15赵明.农村老人生活成本及养老保障研究[D].上海交大硕士论文,2008
16宋水泉.完善农村养老保障的研究—以计生家庭女孩养老补贴为例[D]清华大学硕士论文,2007
17刘昌平.城市化:解决中国农村问题的关键[J].中国农村经济,2001
18李静.农村养老保障现状及对策[J]环渤海经济瞭望,2007
19贺红霞.贫困地区农村养老保障现状及出路探讨[J].陇东学院学报,2009(3);135
20安增龙.中国农村社会养老保险制度研究[D].西北农林科技大学博士学位论文,2004:5~6.
21华迎放.“福利国家之父”的传世之作[J]中国社会保障,2006(7):32.
22米红.农村社会养老保障理论、方法与制度设计[M].浙江大学出版社,2007:26.
23李彬.吉林省老龄化背景下养老保险金需求研究[D]吉林大学硕士论文,2007:23.
24赵悦.吉林省农村社会养老保险模式研究[D]吉林农业大学硕士论文,2008:16.
25于潇,申斯迎.吉林省农村养老保险发展状况分析[J].人口学刊,2000(3).
26吉林省统计局.吉林省国民经济和社会发展统计公报
27孙鹤.我省新农保试点启动[N].吉林日报,2010-01-08(1).
28王晓峰,李雨潼.从“五普”数据看吉林省人口死亡水平和死亡模式[J].人口学刊,2002(5)
29 Demographic Cause and Consequences of population aging ,UN Economic Commission of Europe and UN poplation fund, new york 1992
[1]张敬一、赵新亚编著.农村养老保障政策研究[M].上海:上海交通大学出版社,2006.
[2]梁鸿、赵德余等著.人口老龄化与中国农村养老保障制度[M].上海:上海世纪出版集团,2006.
[3]郝书辰、董西明等著.新时期农村保障制度研究[M].北京:经济科学出版社,2008.
[4]田雪原等.老龄化——由“人口红利”到“人口亏损”[M].北京:中国经济出版社,2006
[5]王胜今.东北亚区域与人口发展[M].长春:吉林大学出版社,2001.
[6]邬沧平等.老年社会学[M].北京:中国人民大学出版社,1999.
[7]胡伟略著.人口社会学[M].北京:中国社会科学出版社,2002.
[8]蔡昉主编.2001年中国人口问题报告[M].北京:社会科学文献出版社,2001.
[9]公维才.中国农民养老保障论[M].北京:社会科学文献出版社,2007.
[10]周江雄等.生命表的构造理论[M].天津:南开大学出版社,2001.
[11]李君如等.建设中国特色农村社会保障体系[M].北京:中国水利水电出版社,2008
[12]米红.农村社会养老保障理论、方法与制度设计[M].杭州:浙江大学出版社,2007.
[13]蒋月.社会保障法概论[M].北京:法律出版社,1999.
[1]李彬.吉林省老龄化背景下养老保险资金需求[D].吉林大学硕士论文,2008.
[2]宋广智.吉林省农村养老保障问题的实证研究[D]吉林农业大学硕士论文2006.
[3]刘畅.吉林省社会化养老模式研究[D].吉林大学硕士论文,2006.
[4]王静珊农村空巢老人的形成及养老模式的理性选择[D].2009.
[5]赵悦.吉林省农村社会养老保险模式研究[D]吉林农业大学硕士论文,2008.
[6]赵明.农村老人生活成本及养老保障研究[D].上海交通大学硕士论文,2008.
[7]宋水泉.完善农村养老保障的研究—以计生家庭女孩养老补贴为例[D]清华大学硕士论文,2007.
[8]安增龙.中国农村社会养老保险制度研究[D].西北农林科技大学博士学位论文,2004.
[1]李文祥.人口老龄化背景下的吉林省社会养老保险制度改革[J].人口学刊2007(3).
[2]苗红军.北地区农村养老保险发展状况及对策研究[J].理论界,2005(5).
[3]卢海元.粮食换保障-建立农村社会养老保险制度的新探索[J].红旗文摘2004(2).
[4]宋健.农村养老问题研究综述[J].人口研究,2001(6).
[5]王晓峰、李雨潼.从“五普”数据看吉林省人口死亡水平和死亡模式[J].人口学刊,2002(5).
[6]国务院关于开展新型农村社会养老保险试点的指导意见政策法规2009
[7]李永胜.人口预测中的模型选择与参数设定[J].财经科学,2004(4).
[8]刘海宁、穆怀中.辽宁省养老保障地方财政支持能力研究[J].辽宁大学学报,2003(6).
[9]郝海涛.论欠发达地区农村养老保障问题[J].社会主义新农村,2006(3).
[10]卢海元.新型农村社会养老保险试点调研[J].社会科学报,2007(5).
[11]贾洪波.基于帕累托优化的基本养老金替代率测算[J].市场与人口分析2007(7).
[12]宋宝安.老年人口养老意愿的社会学分析[J]. 2006年老年学高峰论坛
[13]贺红霞.贫困地区农村养老保障现状及出路探讨[J].陇东学院学报,2009(3).
[14]谭克俭、丁润平.农村养老保障现状及其支撑条件[J].南京人口管理干部学院学报,2008(2).
[15]董幼鸿.构建二元社会经济结构下的农村养老保障新体系[J].新东方,2002.
[16]万忠德21世纪我国农村养老模式的构建与前瞻性思考[J].宁夏社会科学,2002(3).
[17]高爱华.我国农村养老保险的现状及其出路[J].开封教育学院学报,2003(2).
[18]钟建华,潘剑锋.农村养老模式比较及中国农村养老之思考[J]2008.
[19]王亚柯,杨震林.转型期中国农村养老模式研究[J]信阳师范学院学报,2002(3).
[20]刘昌平.城市化:解决中国农村问题的关键[J].中国农村经济,2001(2).
[21]华迎放.“福利国家之父”的传世之作[J]中国社会保障,2006(7):32.
[22]于潇,申斯迎.吉林省农村养老保险发展状况分析,2000(3).
[23]李静.农村养老保障现状及对策[J].环渤海经济瞭望,2007(1).
[1]孙鹤.我省新农保试点启动[N].吉林日报,2010-01-08(1)
③安增龙.中国农村社会养老保险制度研究[M]中国农业出版社,2006:31.
④同上
⑤蒋月.社会保障法概论[M]法律出版社,1999:231.
⑥贺红霞贫困地区农村养老保障现状及出路探讨[J].陇东学院学报,2009(3):133
⑦谭克俭丁润平农村养老保障现状及其支撑条件[J].南京人口管理干部学院学报2008(2):8
⑧董幼鸿构建二元社会经济结构下的农村养老保障新体系[J]新东方,2002(3):11
⑨王静珊农村空巢老人的形成及养老模式的理性选择[D].2009
⑩万忠德21世纪我国农村养老模式的构建与前瞻性思考[J].宁夏社会科学,2002(3):64
11高爱华我国农村养老保险的现状及其出路[J].开封教育学院学报,2003(2)
12钟建华,潘剑锋.农村养老模式比较及中国农村养老之思考[J]2008
13董幼鸿.构建二元社会经济结构下的农村养老保障新体系[J].新东方,2002(3):11
14王亚柯,杨震林.转型期中国农村养老模式研究[J]信阳师范学院学报,2002(3)
15赵明.农村老人生活成本及养老保障研究[D].上海交大硕士论文,2008
16宋水泉.完善农村养老保障的研究—以计生家庭女孩养老补贴为例[D]清华大学硕士论文,2007
17刘昌平.城市化:解决中国农村问题的关键[J].中国农村经济,2001
18李静.农村养老保障现状及对策[J]环渤海经济瞭望,2007
19贺红霞.贫困地区农村养老保障现状及出路探讨[J].陇东学院学报,2009(3);135
20安增龙.中国农村社会养老保险制度研究[D].西北农林科技大学博士学位论文,2004:5~6.
21华迎放.“福利国家之父”的传世之作[J]中国社会保障,2006(7):32.
22米红.农村社会养老保障理论、方法与制度设计[M].浙江大学出版社,2007:26.
23李彬.吉林省老龄化背景下养老保险金需求研究[D]吉林大学硕士论文,2007:23.
24赵悦.吉林省农村社会养老保险模式研究[D]吉林农业大学硕士论文,2008:16.
25于潇,申斯迎.吉林省农村养老保险发展状况分析[J].人口学刊,2000(3).
26吉林省统计局.吉林省国民经济和社会发展统计公报
27孙鹤.我省新农保试点启动[N].吉林日报,2010-01-08(1).
28王晓峰,李雨潼.从“五普”数据看吉林省人口死亡水平和死亡模式[J].人口学刊,2002(5)
29 Demographic Cause and Consequences of population aging ,UN Economic Commission of Europe and UN poplation fund, new york 1992
[1]张敬一、赵新亚编著.农村养老保障政策研究[M].上海:上海交通大学出版社,2006.
[2]梁鸿、赵德余等著.人口老龄化与中国农村养老保障制度[M].上海:上海世纪出版集团,2006.
[3]郝书辰、董西明等著.新时期农村保障制度研究[M].北京:经济科学出版社,2008.
[4]田雪原等.老龄化——由“人口红利”到“人口亏损”[M].北京:中国经济出版社,2006
[5]王胜今.东北亚区域与人口发展[M].长春:吉林大学出版社,2001.
[6]邬沧平等.老年社会学[M].北京:中国人民大学出版社,1999.
[7]胡伟略著.人口社会学[M].北京:中国社会科学出版社,2002.
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