教育财政支出与居民储蓄率的关系研究
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摘要
本文主要分析财政性教育支出的福利效应,检验我国财政性教育支出与居民储蓄率的关系。从理论上探讨政府财政性教育支出对居民储蓄的影响机制,采用1996～2014年的省级面板数据,研究发现,我国财政性教育支出与城乡居民储蓄率都为正相关,且对农村居民储蓄率作用更为明显,即政府教育支出的提高,城乡居民储蓄率同时提高,不符合"预防性储蓄"心理,主要原因是我国社会主要矛盾转变,而财政教育政策不能满足居民消费需求以及资源分配不均衡所致。
This paper mainly analyzes the welfare effect of fiscal expenditure on education and examines the relationship between fiscal expenditure on education and household savings rate. It first conducts a theoretical analysis of the influence mechanism of government fiscal expenditure on household savings. and then carries out an emipirical study based on the provincial panel data from 1996 to 2014. It is found that the fiscal education expenditure in our country is positively correlated with the savings rate of urban and rural residents,with the effect on the savings of rural residents being more obvious. The increase of government education expenditure and the increase of savings rate of urban and rural residents at the same time are not in line with the psychology of"preventive saving". The main reason is with the change of the main contradictions in our society,the fiscal education policy can not meet the residents' consumption demand and the resource allocation is not balanced.
This paper mainly analyzes the welfare effect of fiscal expenditure on education and examines the relationship between fiscal expenditure on education and household savings rate. It first conducts a theoretical analysis of the influence mechanism of government fiscal expenditure on household savings. and then carries out an emipirical study based on the provincial panel data from 1996 to 2014. It is found that the fiscal education expenditure in our country is positively correlated with the savings rate of urban and rural residents,with the effect on the savings of rural residents being more obvious. The increase of government education expenditure and the increase of savings rate of urban and rural residents at the same time are not in line with the psychology of"preventive saving". The main reason is with the change of the main contradictions in our society,the fiscal education policy can not meet the residents' consumption demand and the resource allocation is not balanced.
引文
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[8]李颖.城镇居民消费过程中负担政府性基金的评估与测算[J].首都经济贸易大学学报,2016,(11):33-41.
[9]Marcos D.Chamon and Eswar S.Prasad.Why are Saving Rates of Urban Households in China Rising[J].American Economic Journal:Macroeconomics,2010,2(1):93-130.
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[11]杨汝岱,陈斌开.高等教育改革、预防性储蓄与居民行为[J].经济研究,2009,(8),113-124.
[12]宋铮.中国城镇居民消费行为研究[J].金融研究,1999,(6):66-72.
[13]施建淮,朱海婷.中国城市居民预防性储蓄及预防性动机强度:1999-2003[J].经济研究,2004,(10):66-74.
[14]易行健,王俊海,易君健.预防性储蓄动机强度的时序变化与地区差异---基于中国农村居民的实证研究[J].经济研究,2008,(2):119-131.
[15]Steven B.,B.Ray.China:Does Government Health and Education Spending Boost Consumption[Z].MIT Working paper,2010,10(10/16):1-14.
[16]李永友,钟晓敏.财政政策与城乡居民边际消费倾向[J].经济研究,2012,(12):63-81.
[17]毛军,刘建民.财税政策、城乡收入差距与中国居民消费的非线性效应研究[J].财经论丛.2016,(1):19-28.
[2]孟令国,李博,陈莉.“全面两孩”政策对人口增量及人口老龄化的影响[J].广东财经大学学报,2016,(1):26-35.
[3]李凡.生态-消费悖论下的居民消费引导机制研究[J].河南师范大学学报(哲学社会科学版),2016,(6):64-68.
[4]Modigliani,F.and S.L.Cao.The Chinese Saving Puzzle and the Life-cycle Hypothesis[J].Journal of Economic Literature,2004,(1),145-170.
[5]Kraay,A.Household Saving in China[J].The World Bank Economic Reviews,2000,14(3),545-570.
[6]Horioka,C.,Y.,and J.Wan.The Determinants of Household Saving in China:A Dynamic Panel Analysis of Provincial Data[J].Journal of Money,Credit and Banking.2007,39:2077-2096.
[7]何立新,封进,佐藤宏.养老保险改革对家庭储蓄率的影响:中国的经验证据[J].经济研究,2008,(10):117-130.
[8]李颖.城镇居民消费过程中负担政府性基金的评估与测算[J].首都经济贸易大学学报,2016,(11):33-41.
[9]Marcos D.Chamon and Eswar S.Prasad.Why are Saving Rates of Urban Households in China Rising[J].American Economic Journal:Macroeconomics,2010,2(1):93-130.
[10]Chou,S.H.,Liu,J.T.,James K.H.National Health Insurance and Precautionary Saving:Evidence from Taiwan[J].Journal of Public Economics,2003,(87):1873-1894.
[11]杨汝岱,陈斌开.高等教育改革、预防性储蓄与居民行为[J].经济研究,2009,(8),113-124.
[12]宋铮.中国城镇居民消费行为研究[J].金融研究,1999,(6):66-72.
[13]施建淮,朱海婷.中国城市居民预防性储蓄及预防性动机强度:1999-2003[J].经济研究,2004,(10):66-74.
[14]易行健,王俊海,易君健.预防性储蓄动机强度的时序变化与地区差异---基于中国农村居民的实证研究[J].经济研究,2008,(2):119-131.
[15]Steven B.,B.Ray.China:Does Government Health and Education Spending Boost Consumption[Z].MIT Working paper,2010,10(10/16):1-14.
[16]李永友,钟晓敏.财政政策与城乡居民边际消费倾向[J].经济研究,2012,(12):63-81.
[17]毛军,刘建民.财税政策、城乡收入差距与中国居民消费的非线性效应研究[J].财经论丛.2016,(1):19-28.